Latest FICO® Score Distribution

US Credit Quality Continues To Climb—But Will It Level Off?

We recently crunched data from the latest national distribution of FICO® Scores. US consumer credit quality continues to show slow-and-steady improvement. However, there’s early evidence—both in average score as well as delinquency measures—that it may be leveling off.


Helping Consumers Fight Fraud

New bank solution enables consumers to control their card usage

FICO® Consumer Fraud Control enables your cardholders to configure card usage controls and transactional alerts via the bank’s mobile app.  Consumer Fraud Control allows consumers to easily shield themselves from potential fraud, as well as closely manage daily card use.


2015 Decision Management Awards

Is your company breaking new ground in using analytics to improve decisions?

Then FICO invites you to enter the 2015 FICO Decision Management Awards! The Decision Management Awards honor FICO clients achieving outstanding results using predictive analytics and decision management technology to grow their business, manage risk and reduce costs.



To make smarter decisions

More information allows for more precise decisions. FICO analytics use available data to produce the best decisions possible. FICO's proven science leverages the latest technology to drive consumer behavior insights and optimize business processes.


90% of top U.S. lenders use FICO Scores when making lending decisions — and for good reason.

FICO Scores evaluate the information in credit reports with a complex algorithm that’s been perfected over 50 years by FICO.  Get your FICO Scores and credit reports from all three credit bureaus and start to understand how lenders are evaluating your credit health.



Taking analytics into the cloud.

The FICO Analytic Cloud combines FICO’s market-leading applications, decision management tools, and analytics authoring capabilities to bring you all of the analytics horsepower you expect from FICO in a robust and secure self-service cloud infrastructure. Together with FICO’s communities and marketplace, the FICO Analytic Cloud is your source for analytics innovation and collaboration.

eBay & FICO Marketing Solutions Partnership

eBay Enterprise, an eBay Inc. company, today announced the eBay Enterprise Commerce Marketing Platform, a new omnichannel engagement suite that will enable marketers to drive and optimize one-to-one commerce at scale.  Designed and built from the ground up in strategic partnership with FICO, the platform combines eBay Enterprise’s unmatched commerce insights, demand generation delivery technologies and intellectual property with FICO’s powerful analytics technologies and products to optimize the relevance and value of each individual customer’s purchasing journey.

Learn more about the eBay Enterprise Commerce Marketing Platform.