To make smarter decisions

More information allows for more precise decisions. FICO analytics use available data to produce the best decisions possible. FICO's proven science leverages the latest technology to drive consumer behavior insights and optimize business processes.


90% of top U.S. lenders use FICO Scores when making lending decisions — and for good reason.

FICO Scores evaluate the information in credit reports with a complex algorithm that’s been perfected over 50 years by FICO.  Get your FICO Scores and credit reports from all three credit bureaus and start to understand how lenders are evaluating your credit health.


From the White House

President Obama Acknowledges and Praises FICO for Increasing Access to Free FICO Scores

President Obama signed an Executive Order intended to improve the security of consumer financial transactions. He also recognized the importance of consumers checking their FICO Scores regularly. Not only can doing so help consumers manage their financial health, it can help people protect themselves from financial crime.

Analytic Cloud

Taking analytics into the cloud.

The FICO Analytic Cloud combines FICO’s market-leading applications, decision management tools, and analytics authoring capabilities to bring you all of the analytics horsepower you expect from FICO in a robust and secure self-service cloud infrastructure. Together with FICO’s communities and marketplace, the FICO Analytic Cloud is your source for analytics innovation and collaboration.

Be Informed. Be Prepared.

Take a minute to keep up-to-date on Fraud, Security and Compliance

Fraud is pervasive, invasive, and harms customers, merchants and institutions alike. You can keep fraud from compromising your business – and your customer relationships.

eBay & FICO Marketing Solutions Partnership

eBay Enterprise, an eBay Inc. company, today announced the eBay Enterprise Commerce Marketing Platform, a new omnichannel engagement suite that will enable marketers to drive and optimize one-to-one commerce at scale.  Designed and built from the ground up in strategic partnership with FICO, the platform combines eBay Enterprise’s unmatched commerce insights, demand generation delivery technologies and intellectual property with FICO’s powerful analytics technologies and products to optimize the relevance and value of each individual customer’s purchasing journey.

Learn more about the eBay Enterprise Commerce Marketing Platform.