The following requirements apply to all content contained on the Web site having the primary URL of fico.com (referred to below as the "FICO Web Site"):
Everything that appears on the FICO Web Site, including articles, graphics, photographs, and other information, individually and as a collective whole, as well as the "look and feel" of the FICO Web Site (all of which is referred to as the "Content"), is protected under the copyright laws of the United States and applicable international copyright laws and treaties. No display, copying, modification, publication, performance, reverse engineering, or redistribution of the Content by any method is permitted except as provided in these Usage Requirements.
The copyrights in the Content are owned by Fair Isaac Corporation ("FICO") or by third parties who have licensed their materials to FICO. These third-party materials are also copyrighted, and no copying, modification, or redistribution is permitted without the express written permission of FICO and the third party.
The following applies to all FICO materials on the FICO Web Site:
Limited License to Copyrighted FICO Materials
Except for Content identified as being licensed from a third party, you may download, store, print, and copy selected portions of the Content for your own personal, noncommercial use, provided that:
1. You do not modify or alter the Content in any way.
2. You do not delete or modify any copyright or trademark notices.
3. You do not publish or post any part of the Content on any other Internet site.
4. You do not display, publish, or broadcast any part of the Content in or on any other media.
5. You do not sell or charge others for the use of any materials you print or download.
Fair Use and Use for Educational Purposes:
FICO does allow "fair use" of limited portions of the FICO Content for quotations, references, research, etc., as allowed by applicable law.
Any use described in the foregoing paragraph must be complete, accurate, and not misleading, and must not delete or modify any copyright or trademark notices. Any publication or display of Content must clearly disclose that the Content is the copyrighted property of FICO and that additional information can be found at www.fico.com.
An example of an appropriate disclosure notice is:
"This information is provided by Fair Isaac Corporation, and is used with permission. Copyright © Fair Isaac Corporation. All rights reserved. Further use, reproduction, or distribution is governed by the FICO Copyright Usage Requirements, which can be found at www.fico.com."
For more information on FICO, including media contact information, please refer to the "News" section of www.fico.com.
In general, use of Content for commercial purposes is prohibited. For example, without FICO's express written permission, you may not:
Use any Content to sell, market, or promote any other product or service;
Use or refer to any Content in any way that expresses or implies any sponsorship or endorsement by FICO or is otherwise likely to mislead consumers into thinking that any third-party Web sites, materials, products, or services are provided, created, sponsored, or endorsed by or affiliated with FICO.
Affiliate Partners of FICO may obtain consent to use portions of our Content. Please see Reprint or Reuse Permission below for instructions.
Limitations and Termination
Except as expressly stated above, you may not copy, download, print, publish, display, perform, distribute, transmit, transfer, translate, modify, add to, create derivative works from, update, abridge or in any other way transform or adapt all or any part of the Content without first obtaining written permission from FICO. Any rights not expressly granted herein are reserved. No license is granted to any HTML or other code incorporated into the FICO Web Site.
Any license granted hereunder does not allow you to misstate or mischaracterize the Content or any position taken by FICO, including reproducing portions of the Content out of context in a way that is likely to be misleading to any person.
Any license granted under these Usage Requirements will terminate automatically if you breach any of these Usage Requirements.
Reprint or Reuse Permission
If you would like to use materials published on the FICO Web Site in ways not authorized by this limited license, you must first obtain written permission from FICO. Contact us at email@example.com or write to us at:
200 Smith Ranch Road
San Rafael, CA 94903
Please describe the specific content and your proposed use in reasonable detail.
Version and Right to Make Changes
These Copyright Usage Requirements were posted on October 15, 2003 and updated on August 11, 2010. FICO reserves the right to change these Usage Requirements at any time by posting a revised version on the FICO Web Site.