Operating one of the leading banking networks in Central and Eastern Europe, Raiffeisen Bank wanted a way to improve profitability in all markets by booking more loans while reducing operational costs and improving credit risk management. Its new originations solution, which combines FICO® Capstone® Decision Manager and FICO® Capstone® Decision Accelerator, is being rolled out to dozens of branches in Romania, Ukraine, Bulgaria and other countries. Web-based, rules-driven decision management enables the company to centrally update institutional policies, while allowing managers in different markets to add locally applicable rules. End-to-end originations processes, orchestrated by Capstone Decision Manager, call these decisioning services as needed.
"Raiffeisen Bank intends to leverage FICO's deep industry and analytic experience. The Capstone solution will allow us to cost-effectively deliver on our requirements, keep pace with our growth plans and provide a strong foundation for our future objectives."
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