FICO® Origination Manager
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FICO® Origination Manager

FICO® Origination Manager is the next-generation, application-to-decision originations solution designed explicitly for today’s credit challenges. It’s a powerful business-user configurable solution for assessing customer potential value and risk at the credit application stage, with modeling and optimization capabilities to help sharpen underwriting effectiveness, respond quickly to changing regulations and capture profitable business.
Key Benefits
  • Drive profitable growth
    FICO Origination Manager’s built-in decision optimization capabilities enable you to design strategies that more precisely match offers and pricing with applicants’ risk and value profiles, resulting in higher take rates.
  • Adapt quickly to changing market conditions and regulatory requirements
    FICO Origination Manager’s Decision Module has an intuitive user interface that enables business users to author and change rules on their own, without the need for IT coding. You can create, test, compare, and deploy credit risk and fraud strategies more quickly in response to changing market conditions and new regulations, lowering time to market.
  • Manage risk to reduce credit losses and fraud
    FICO Origination Manager allows for the development and deployment of predictive analytics to identify high-risk applicants, reducing exposure to later delinquency and collection problems, and to detect and prevent fraud at the application stage.
  • Lower total cost of ownership
    FICO Origination Manager is built on a flexible service oriented architecture (SOA) that streamlines costs and speeds deployment, enabling you to adjust decision strategies quickly and reduce the implementation time and effort to integrate with your existing infrastructure.
Feature Highlights
  • Increase efficiency and profitability by hosting multiple tenants within one instance of Origination Manager
    Host and manage multiple organizations (or tenants) within one deployed instance of the solution, allowing shared resources, users and configured elements thereby easing administration while also providing the ability to customize on a per tenant basis.
  • Optimizes decisions for enhanced profitability
    Origination Manager’s Decision Module is packaged with a pre-configured decision model for optimizing strategies that can be used to develop and implement strategies to drive “best offer” decisions and increase profitability. You can further increase efficiency by applying it to multiple decision areas, such as price, term, and amount.
  • Leverages advanced analytics
    FICO Origination Manager allows you to use FICO’s latest, most advanced risk scores and models, including FICO® 8 Scores, Custom Models, Application Risk Models, Credit Capacity Index, and FICO® Economic Impact Solutions. It also includes a license to FICO™ Model Builder, which enables you to build and deploy custom predictive models that will sharpen your origination decisions.
  • Takes advantage of connected decisions
    Built on FICO’s Decision Management platform, FICO Origination Manager can factor in data from all phases of the customer lifecycle for a more holistic view of risk and profit potential.
  • Includes configurability options to meet the specific lending process
    System administrators and managers are able to match users to appropriate roles and permissions for security access, tailor the workflow and application screens, set up and assign processing queues filtered on key data (such as application status) to user work groups, design correspondence templates with the embedded document service, implement rules, strategies and analytics in accordance with lending criteria, and design ad hoc reports based on the underlying database.
  • Interfaces with external data sources
    FICO® Origination Manager links your internal users with FICO analytics and credit reporting agency data to create an application-to-decision originations solution.
Related Services

Speak with a FICO representative about our solutions and your business needs by calling us:

US (toll free): +1 888 342 6336
International: +44 (0) 207 940 8718

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