Products

A consistent, predictive risk score using alternative data to help lenders expand their customer base with more confidence.

Improve consumer credit access by identifying credit-ready borrowers who are unscorable with traditional credit bureau data alone.

Create Memorable and personalized member experiences, driven by data.

Use your customer data to get a competitive advantage by applying analytics and gaining actionable insights.

Safely apply machine learning and artificial intelligence with explainability, accountability, and ethics.

Partner with an expert in decision management

Control your destiny by understanding the business impact of a change — before you make it.

Using demand forecasting for an unpredictable future while staying agile in the present.

A breakthrough in responsible, applied AI. The FICO® Focused Language Model and FICO® Focused Sequence Model are domain-specific, genAI models and deliver higher accuracy and explainability for critical business decisions.

See Risk Clearly. Fund Confidently. FICO® Scores Open Doors for growth in your business.

Proven strategies and solutions for customer portfolio management.

An intelligent omni-channel digital communication management system preconfigured for fraud, debt collection, originations, and customer engagement.

FICO® Scores are used by the top 90 US lenders for their credit risk assessment needs.

Strengthen customer relationships and increase profitability.

Drive faster, smarter, and more consistent business decisions with a proven, powerful decision management system.