FICO® Mortgage Risk Analyzer

• Reduce losses by working with customers before they are delinquent. FICO® Mortgage Risk Analyzer looks at multiple data sources to proactively identify those customers most at risk of default, so you can take action to avoid foreclosures.
  
• Improve customer service by reaching out to customers proactively. This solution enables you to reach out to help the right customers, before they get into serious trouble.
  
• Reduce costs by focusing your resources on the right customers. Prioritize your portfolio to make sure the offers and attention go on the customers most likely to run into trouble.

• Identifies mortgage loan holders at risk. Data used to identify mortgage risk could include mortgage loan product terms, housing value metrics, internal loan performance history, credit bureau characteristic data and FICO scoring products.
  
• Leverages FICO’s scoring products for mortgage risk. The analysis can include such proven products as the FICO® score and FICO® Bankruptcy score, as well as new innovations such as the FICO® Mortgage Industry Score and FICO® Credit Capacity Index.
  
• Produces a frequently updated target customer list. The final output is ready for you to take action, to check against applicants from the FICO Mortgage Relief Online website. Run your portfolio through the criteria on a frequent basis to more quickly capture the customers who are most at risk, as revealed by their changing credit behaviors.
  

FICO® Mortgage Risk Analyzer is part of the FICO® Mortgage Recovery Initiative. The FICO MRI enables you to determine the best candidates for loan modification programs, the best way to reach them, and the best offer for each customer.

• Mortgage Risk Analyzer:  Identify your mortgage customers who are most at risk. This service produces a targeted list of remediation candidates who are most imminent of future mortgage risk, before they have accelerated into delinquency status.
  
• Mortgage Response Analyzer:  Identify the best methods for reaching your mortgage customers for maximum response and success.
  
• Mortgage Portfolio Optimization:  Make the best possible match of loan product offers to your at-risk customers, to meets their needs while preserving loan portfolio value. Through optimization, FICO uses advanced analytics to balance multiple trade-offs and build an optimized set of business rules that determines the ideal offer for each customer.

Learn more by contacting the FICO MRI team using the form on the right.

Speak with a FICO representative about our solutions and your business needs by calling us:

US (toll free): +1 888 342 6336
International: +44 (0) 207 940 8718

Or email us using the form on this page. We look forward to speaking with you.