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FICO® scores help lenders make accurate, reliable and fast credit risk decisions across the customer lifecycle. The scores rank-order consumers by how likely they are to pay their credit obligations as agreed. As the most widely used broad-based risk scores, FICO scores play a critical role in billions of decisions each year. Originally released in the US, FICO scores are now deployed in 21 countries. FICO 8, the latest US version, increases predictive accuracy by up to 15%, especially for consumers who have recently sought new credit and those with prior credit blemishes.
"FICO Corp. developed the FICO® credit score, used by more than 90% of the largest lenders."
The Wall Street Journal, Jilian Mincer, September 25, 2007
"If you're thinking of buying a house, there's one number that's more important than all the others. It's not your salary. It's not your savings account balance. It's not even the price of the house. It's your credit score. ...The nation's most widely used scoring formula, called FICO, was developed by Minneapolis-based Fair Isaac Corp. and became commercially available in 1989. FICO® was adopted widely by mortgage lenders in the late 1990s after Fannie Mae and Freddie Mac endorsed it."
Washington Post, Dina ElBoghdady, January 20, 2007
Get precise metrics on how FICO® scores can improve your credit decisions. FICO can perform model validations that consider your unique business needs when evaluating our scores. Contact Score Support for more information.
Speak with a FICO representative about our solutions and your business needs by calling us:
US (toll free): +1 888 342 6336International: +44 (0) 207 940 8718
Or email us using the form on this page. We look forward to speaking with you.
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