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Credit Risk Scores

FICO® scores

Measure consumer risk with the world's leading credit risk score, including versions for different geographic markets and different industry segments.

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FICO® Mortgage Score

Increase mortgage risk prediction for earlier identification of at-risk borrowers.

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FICO® Expansion® Score

Assess the risk of consumers without FICO® scores by analyzing alternative data

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FICO® Credit Capacity Index™

Improve your risk assessment by measuring the ability of consumers to handle additional debt.

Learn more about FICO® Credit Capacity Index™

Additional Credit Scores

FICO® Bankruptcy Scores

Identify which accounts are most likely to result in bankruptcy losses.

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FICO® Revenue Scores

Identify which revolving credit accounts will generate the most revenue.

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Credit Scoring Services

FICO® Score Trends

Drive strategy improvements with semiannual FICO® score trend reporting, including by region, loan product and credit lifecycle.

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FICO® PreScore® service

Execute more profitable prescreening campaigns using FICO credit bureau score delivery, strategy consulting and campaign analytics.

Learn more about FICO® PreScore® service


Insurance Scores

FICO® Insurance Risk Scores

Assess the risk of insurance applicants or policyholders, based on rich credit reporting agency data.

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Consumer Empowerment

myFICO® service

Help your customers manage their financial health with education and products from our online myFICO® service.

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FICO® Score View™ Service

Provide a valuable service to your customers and generate an additional revenue stream by including FICO® scores on your customers' online statements.

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Mortgage Recovery Initiative

FICO® Mortgage Risk Analyzer

Identify your mortgage customers who are in greatest need of assistance, before they have accelerated into delinquency status.

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FICO® Mortgage Response Analyzer

Identify the best methods for reaching your mortgage customers for maximum response and success, in order to make your remediation campaigns more successful.

Learn more about FICO® Mortgage Response Analyzer


FICO® Mortgage Portfolio Optimization

Make the best possible match of loan product offers to your at-risk customers, to meets their needs while preserving loan portfolio value.

Learn more about FICO® Mortgage Portfolio Optimization


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