FICO™ Custom Decision Optimization—Quick Start

• Attain a new level of competitive performance
  With Custom Decision Optimization, you can develop more effective decision strategies that maximize your chosen objective within your constraints.
• Apply advanced optimization faster
  The Quick Start approach typically takes less than 50% of the time needed for a full-blown Custom Decision Optimization engagement.
• Accelerate your progress up the analytic learning curve
  Optimization represents the next frontier in analytic sophistication, and Quick Start gives you an excellent way to get started.

• Constrained optimization
  We apply our optimization methodology to build a decision strategy that is guided by your business objectives (e.g., maximize revenues) and constraints (e.g., losses must be below a certain level), and to show you those relationships so that you can adjust the strategy to meet your needs.
• Efficient frontiers
  We show you how your current performance level, based on your existing decision strategies, relates to various alternative strategies, and enable you to select the right operating point based on the business trade-offs.
• Stress testing
  We reveal how changing key profit drivers will impact your results - for example, how changes in delinquency rates due to an economic downturn will change your performance
• Reporting
  Quick Start reports help you understand differences in decision strategies and the impact on targeted populations.
• Implementable strategies
  The Quick Start project delivers a decision strategy that can be input into your business rules management system or business application for implementation.

The Quick Start service can be applied to any decision area, including:

• Loan origination—approval, amount and pricing decisions
• Credit line management—increase, decrease and timing decisions
• Collections—early-stage and late-stage treatment decisions