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Ethan Dornhelm
Ethan Dornhelm, Vice President, FICO Scores and Predictive Analytics, leads the research and analytic development of FICO® Scores in the U.S. and Canada. Ethan is responsible for maintaining the predictive power the core product line as well as research and development of new scoring products, alternative data, analytic methodologies and machine learning implementations. Most recently, his diverse and high-performance team launched the newest FICO® Score 10 Suite, as well as the alternative data-driven solutions FICO® Score XD 2 and the UltraFICO® Score. Ethan’s team also develops the analytic features available to millions of consumers via FICO’s B2C solutions -- myFICO.com and FICO® Score Open Access. Ethan has a B.S. in management science/operations research from UC San Diego.
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‘FICO Drift’: What Is It, and What Causes It?
FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift
The FICO® Score is Built to Last
For more than 30 years, the FICO® Score has been carefully developed to be robust and reliable assessments of credit risk throughout the credit cycle
How Might Buy Now, Pay Later Loans Impact FICO® Scores?
Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans
BNPL in Credit Reports: How Could This Data Impact FICO Scores?
Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores
The Role of AI Model Governance
In conversation with Scott Zoldi, FICO's Chief Analytics Officer.
Average U.S. FICO® Score at 716, Indicating Improvement in Consumer Credit Behaviors Despite Pandemic
The FICO Score is a broad-based, independent standard measure of credit risk
Average U.S. FICO Score at 711, But Uncertainty Abounds
It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.
FICO Score Trends Through Economic Downturns and Natural Disasters
What FICO Scores can tell us about the road ahead
How FICO Helps Protect Your Score During COVID-19
The FICO Score doesn’t negatively consider forbearance/deferment agreements.
Innovation Never Sleeps: Why We Redevelop the FICO® Score
FICO Score 10 Suite gives lenders unparalleled flexibility and predictive power to make even more precise lending decisions
Which Consumer Segments Have Driven the Average FICO Score Higher Over the Past Decade?
A closer look at how much the national average FICO Score has been impacted by notable changes in the FICO scorable population
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