All posts by Sarah Rutherford

Our 2018 cybersecurity survey and white paper look at whether IT and senior management are overstating their ability to deal with threats.

Fraudsters are constantly looking for new ways to attack and real-time payments offers new vectors for attacks.

There are three categories of payment that see value transferred instantly, or at least very quickly but are NOT real-time payment schemes.

In a previous blog, I defined what is meant by a security or cybersecurity posture. Now I’d like to suggest why you need to measure it.

The Which Super Complaint shows that consumers are increasingly looking to banks to solve the issue of authorised push payment fraud.

The advent of real-time payment schemes, such as Faster Payments in the UK, has made push payments more attractive to criminals because they can quickly take the money and run.

It wasn’t until I saw the final animation for ‘PSD2 and Jenny’s Washing Machine’ that it really dawned on me how exposed payment service providers will be to accusations of poor customer experience, once Payment Initiation Service Providers (PISPs) are up and running.

When the exact nature of the law is still being decided and the consequences of PSD2 are still unclear, where should you start?

PSD2 means an unprecedented degree of change, and to cope successfully you need tools that can adapt - a strength of machine learning.