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Customer data is more widely available than ever, but leveraging data to drive smarter decisions requires new thinking and a new kind of agility. Cloud-based decision management – the seamless marriage of data-driven insights and codified decision logic with applications that reach your customers where and when they want – is the key to operationalizing analytics to automate and optimize customer engagements. The FICO Analytic Cloud is where this journey begins…Learn about FICO Products and Solutions whenever is convenient for you.
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Home / Latest Thinking / eBook / The 3 Biggest Problems with Small Business Lending — And How to Fix Them
The 3 Biggest Problems with Small Business Lending — And How to Fix Them
Stiff competition from online lenders and large traditional banks
Today, mid-market lenders are facing more competition than ever for small business loans. More than 30% of firms with revenues under $100,000 are now turning to online sources. And large banks remain the biggest competitor, taking 58% of small business loan applications.
Still, small businesses prefer small banks
Survey after survey shows that small businesses still prefer to seek credit from small banks. Yet much of this opportunity remains unmet.
If you could solve the three biggest problems with small business lending, you could build your portfolio faster and more profitably. Here’s how…
View this Resource
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