Overview

Many of the largest banks in Europe have adopted the Advanced Internal Ratings Based approach to Capital calculation to gain a competitive advantage from the lower capital cost it provides, but this benefit comes with a cost of additional regulation and governance requirements. Now, with the ECB’s Targeted Review of Internal Models (TRIM) in full swing, the burden of governance has reached critical mass and organizations are looking to model risk management to streamline the process and relieve some of the pain of demonstrating compliance, allowing Risk and Product teams to really drive the business.

Overview

Financial Services institutions have significantly increased their use of advanced analytics and optimization in areas such as Deposit Pricing. While the goal of these efforts is to increase profitability while achieving competitive advantage and improving the customer experience, organizations are hampered by system limitations that impact their ability to deliver targeted product and pricing strategies. In this webinar, we describe the key elements to overcoming the challenges that most organizations face in executing their pricing decisions.

Overview

Cyberattacks are no longer just a fight for your IT security team - they represent a risk to your entire business. The consequences of a successful attack are of a magnitude that affects the continuity of the entire organization. You need to understand the liability and exposure to risk your business has and the risk you are exposed to through third parties such as your business suppliers and partners.

Overview

Driven by the proliferation of data breaches - with billions of records stolen to date - application fraud is on a meteoric rise. Whether it is identity theft, synthetics, bust-outs, or straightrollers, financial institutions are experiencing crippling brute force application fraud attacks that are sophisticated, methodical, and both financially and reputationally damaging. Identity proofing and agility to answer evolving fraud tactics is key, and the right balance must be struck between top line growth and protecting the bottom line. In this webinar, we discuss emerging fraud trends and dissection of recent brute force application fraud attacks, building a best-in-class enterprise application fraud program that addresses today’s needs, and recent innovations in data, technology, and explainable and interpretable AI and Machine Learning to prevent fraud at the front door and streamline the customer experience.

Overview

CECL will change the financial impact of nearly every decision across the credit life cycle. This webinar will help risk, finance and line-of-business decision makers to plan for and mitigate CECL's impacts on portfolio profitability, returns and volatility.

Overview

In November 2017, The Clearing House launched RTP®, a real-time payments system, and BNY Mellon and US Bank initiated the first-ever real-time payment in the United States. This ushered in a new era in how payments are made – one with extraordinary potential to enable banks to build products that are most responsive to their customers’ needs. But this revolution comes with risks, and other countries that have found that real-time payments mean real-time fraud. This webinar shares perspectives on what’s important to know about real-time payment fraud schemes, how these schemes differ from those perpetrated on other fast ways of paying, what fraud trends you can expect to see in a real-time payments environment, and what happened when real-time payments were introduced in the UK in 2008 - and how these have been addressed.

Overview

In this session, presented by Bruce Curry to the EMEA region, you will learn:

• What the range of analytic sophistication within collections can look like and where they benchmark against their peers
• Best practices for applying predictive analytic techniques to a range of operational questions that have a direct and measurable impact on collections performance
• How to develop and progress down a roadmap for increased analytic sophistication in collections

Overview

It is common knowledge that the FICO® Score provides an unbiased, universal, stable measurement for use in credit decisioning, but were you aware that it could also be a key building block for your comprehensive CECL solution? In this webinar we discuss the potential role of FICO® Score in CECL modeling, reporting, forecasting, stress testing, portfolio management and more.

Overview

Whether you have a portfolio of a few products or a few thousand, we’re all responsible for executing against goals. In an era of razor-thin margins, declining IT budgets, and competitors constantly trying to outmaneuver you, accurate forecasts against those goals have never been more valuable. But inventory planning can still be a roll of the dice, and poor distribution execution leads to empty shelves or aggressive discounts to clear them. Could you improve your bottom line if you forecasted more accurately? 

FICO believes you can. In fact, we’ve already delivered prescriptive analytic solutions to some of the world’s biggest brands, such as Nestle, to help them increase revenue and reduce costs. For Nestle, FICO’s prescriptive analytic solutions have delivered significant savings by maximizing payload, minimizing transportation costs and by reducing production plant costs. FICO has even helped Nestle increase sales by reducing the number of product shortages in each distribution.

Please join this webinar to hear about our new tool, the FICO Forecaster, which will help you pick the winning prediction and act on it by:

• Taming dozens of forecasting algorithms and making them compete against each other to give more accurate answers – all with a click of a button.
• Leveraging deep and self-supervising neural networks to find the pockets of signal in your historical data.
• Providing a seamless path to inventory optimization, pricing, and markdown. You need integrated solutions—not disparate initiatives—fighting for budget and executive attention.
• Balancing the influence of headquarters and the field when making forecasts and driving business decisions.

Presenters: 
Horia Tipi, Global Optimization Practice Leader, Product Management, FICO

Overview

CECL introduces new challenges in data management, modelling, processing and governance that manual in-house solutions struggle to fully address. This webinar identifies the top ten requirements organizations should seek to fulfill when evaluating CECL software solutions.