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WASHINGTON, D.C. — April 28, 2016

  • FICO, LexisNexis® Risk Solutions, Equifax deliver FICO® Score XD using alternative credit data
  • Millions of former “credit invisibles” will soon have FICO® Scores, paving the way for access to mainstream credit products
  • FICO® Score XD helps lenders expand financial inclusion on a large scale in a safe, responsible manner

Today at FICO World 2016, analytics software firm FICO (NYSE:FICO) announced the general availability of FICO® Score XD for bankcards, enabling lenders to safely and responsibly offer credit to millions of consumers who do not have standard FICO® Scores. FICO® Score XD, developed in partnership with LexisNexis Risk Solutions and Equifax (NYSE:EFX), utilizes data that resides outside of traditional credit files to generate scores for consumers who do not have credit files or whose credit files contain outdated or limited information. 

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SAN JOSE, Calif. — April 27, 2016

  • FICO CEO Will Lansing sees choppy waters ahead for fintech startups, and exciting opportunities for forward-thinking established players
  • FICO CTO Stuart Wells says businesses need to focus on decisions, not data
  • Behavioral economist Dan Ariely says businesses must understand how customers behave, which is often irrational
  • FICO World 2016 opened in Washington, DC

The future of how businesses and individuals make decisions was explored from multiple angles in the opening keynote addresses at FICO® World 2016, the Decisions Conference, which runs through April 29 in Washington, DC. More than 900 attendees from 54 countries heard FICO’s leadership and guest presenter Dan Ariely discuss how businesses can improve the way they make decisions through sharper predictions of individual behavior.

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SAN JOSE and FOSTER CITY, Calif., April 27, 2016 – Guidewire Software, Inc. (NYSE: GWRE), a provider of software products to Property/Casualty (P/C) insurers, today announced a strategic relationship with FICO, a leading analytics company. Guidewire and FICO will work together to help insurers identify and prevent personal auto claims fraud in the U.S. and Canada.

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