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32 percent of Millennials expect to use mobile wallets this year, more than half intend to use alternative payment services and 23 percent are considering a peer-to-peer loan

SAN JOSE, Calif.—January 27, 2015 —A comprehensive survey of U.S. bank customers conducted for FICO (NYSE:FICO), the predictive analytics and decision management software company, found that Millennials are embracing alternative banking services in greater numbers than older generations. Twice as many Millennial respondents (32 percent) report that they are likely to use mobile wallet services like Apple Pay or Google Wallet in the next 12 months as those who are 35 and older (16 percent). Additionally, 56 percent of younger Millennials (18-24) report that they are already using or very likely to use alternative payment services like Venmo and PayPal.

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SAN JOSE, Calif. — January 21, 2015 — The combination of growing consumer loan delinquencies and a troublesome wealth gap could weigh on the economy in 2015, according to bank risk officers in the U.S. and Canada surveyed by FICO (NYSE:FICO), the predictive analytics and decision management software company. In the survey, 42 percent of respondents expected loan delinquencies to rise in the next six months, versus 11 percent who expected delinquencies to decline.

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SAN JOSE, Calif.—January 20, 2014—FICO (NYSE: FICO), the predictive analytics and decision management software company, today announced that it has been awarded four new patents related to fraud detection and advanced analytics. FICO now holds 170 US and foreign patents, and has 93 pending patent applications.

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