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Nearly two-thirds of UK consumers acquired their last auto loan at the dealership

LONDON – 31 May 2018


  • In a new FICO survey, only 10 percent of car buyers said they got their auto loan online
  • While only 15 percent of UK consumers applied for their most recent automotive loan online, 48 percent plan to do so next time
  • 50 percent of UK consumers only considered one lender before making their final loan selection

Silicon Valley analytic software firm FICO today announced the findings of its first global survey on automobile financing, which showed that consumers are planning to move to digital lending — but haven’t yet. While 63 percent of UK consumers acquired their most recent automotive loan at a dealership, and just 15 percent got a loan online, only Germans saw a higher rate of online auto lending. In addition, 48 percent of respondents said they would prefer to apply online next time, the highest figure among the nine countries surveyed.

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SAN JOSE, Calif. – May 30, 2018 - FICO (NYSE:FICO), a leading predictive analytics and decision management software company, today announced Mike Pung, Chief Financial Officer, will present at Baird’s 2018 Global Consumer, Technology & Services Conference on Wednesday, June 6, 2018 at 12:15 pm ET at the InterContinental New York Barclay, 111 East 48th Street, New York, NY. 

The presentation will be Webcast live on FICO’s website at, and available through July 6, 2018.

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Romanian banking leader will use FICO Origination Manager across all retail banking products

LONDON — May 30, 2018


  • Raiffeisen Bank of Romania will use FICO® Origination Manager to process all new retail banking accounts across all digital and branch channels.
  • Raiffeisen Bank is part of Raiffeisen Bank International, one of the largest banking groups in Central and Eastern Europe.
  • FICO solutions provide end-to-end customer lifecycle decision management, driven by advanced analytics based on a single view of the customer.

Raiffeisen Bank will use new customer onboarding technology from analytic software firm FICO to increase its digital lending capabilities in Romania. FICO announced today that Raiffeisen — part of Raiffeisen Bank International, one of the largest banking groups in Central and Eastern Europe — has purchased FICO® Origination Manager to further automate processing new accounts, through all channels, across all retail banking products.

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