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FICO® Economic Impact Index

Make better decisions in anticipation of future economic conditions

FICO® Economic Impact Index  helps you make credit risk decisions that adjust to anticipated changes in macro-economic conditions. The Index scientifically combines two types of external risk—credit bureau data from the FICO® 8 Score and macro-economic data—to predict how consumer risk levels are likely to change with projected market conditions.  Use it to capture positive growth by relaxing credit policies when economic indicators signal a recovery; or, during declining economic conditions, to better control your exposure by making timely, efficient adjustments to scoring thresholds.

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