FICO® Card Alert Service

Fraud & Security

Pinpoint ATM and debit card transaction fraud early to spot fraud at its inception, before significant losses occur. Identify and isolate the at-risk cards that are likely to incur future fraud losses.

With high-profile data breaches making headline news, financial organizations are on the defensive. FICO® Card Alert Service protects customers from fraudulent transactions and reduces financial organizations’ exposure to significant financial losses.

This FICO solution combines industry-leading predictive analytic software and investigative techniques to spot fraud in its earliest stages. It uniquely stops criminals through early fraud detection and identifies at-risk cards that may not yet have been used for fraudulent transactions. FICO’s Block & Reissue reports then empower card issuers to take back control.

FICO® Claims Fraud Solution

Fraud & Security

FICO® Claims Fraud Solution detects and prioritizes fraud incidents, allowing investigators to more efficiently triage and handle a growing number of fraud cases. Built on FICO’s industry-leading fraud analytics, Claims Fraud Solution provides a fully integrated environment that is proven effective in detecting and stopping fraud.

FICO® Identity Resolution Engine

Fraud & Security

FICO® Identity Resolution Engine (IRE) adds a critical dimension to the fight against fraud by resolving the true identities of perpetrators, and revealing fraud rings.  Using enterprise and third-party data, FICO Identity Resolution Engine discovers social network relationships between people, entities and activities and provides actionable fraud analytics. 

IRE is put to use in numerous industries across both public and private sectors , to target the detection of organized fraud rings, committing financial crimes through bust-out fraud, fraudulent health claims and more.

Also provided as a software add-on to the Falcon Platform, FICO Identity Resolution Engine significantly reduces fraud by accelerating the discovery of highly sophisticated, and organized, financial criminals.

FICO® Application Fraud Manager

Fraud & Security, Originations

Prevent first-and third-party application fraud through detection across multiple products and channels. Gain access to world-class analytics that can be deployed quickly to protect new products and enhance existing fraud investments.

FICO® Application Fraud Manager can help businesses in any industry to stop credit fraud where it starts: at the point of application. This FICO solution gives firms in a wide range of industries – banking, insurance, telecommunications, retail, government and more – access to FICO’s market-proven, industry-leading analytic technology.

FICO® Origination Manager


Today, the battle for good customers is more complex than ever. Whether launching a new credit product, or trying to rapidly adapt existing processes to new market segments or regulations – organizations are challenged by long IT queues, and inflexible software. FICO® Origination Manager brings advanced analytics, application processing and decision flexibility to businesses, so they can make more precise, profitable decisions when starting a new credit relationship.

FICO® Payment Integrity Platform

Fraud & Security

Insurers play an increasingly critical role in helping to make healthcare both effective and cost efficient. This means ensuring that payments and claims are accurate, valid, and compliant with provider agreements. The FICO Payment Integrity Platform helps healthcare payers reach unprecedented levels of cost containment by applying adaptive, predictive analytics that assess the validity of healthcare payments. 

FICO® Fraud Predictor with Merchant Profiles

Fraud & Security

FICO® Fraud Predictor with Merchant Profiles integrates the predictive power of merchant risk data with the industry-leading analytics of the FICO® Falcon Fraud Manager. Together, these solutions can increase fraud detection by as much as 50% with Fraud Preditor alone up to 15% absolute - and with very low false positive ratios. Issuers that take advantage of this breakthrough combination can receive the highest level of fraud protection available.

Fraud Predictor with Merchant Profiles profiles both merchant and cardholder data for fraud predictions. These profiles feed into models built on the largest consortium of fraud and non-fraud transaction data in the world.  The  data fed from one of the largest association networks looks at fraud and not fraud data to continually update profiles sensitive to the collective fraud behavior shown at particular merchant points.  

FICO® Falcon® Fraud Manager

Fraud & Security

As the foundation of the FICO® Falcon® Platform, FICO® Falcon® Fraud Manager provides core analytic processing power to handle an organization’s transactional fraud detection needs such as debt, credit, deposit, ePayments and mobile. It can be used to process events, develop strategies to detect fraud and create cases, and execute associated decisioning across an institution’s products, channels and customers.

FICO® Falcon® Fraud Manager provides deep insight into fraud trends and activity. Powered by FICO’s market-leading predictive analytics, it detects up to 50% more fraud than rules-based systems.

FICO® Retail Fraud Manager

Fraud & Security

FICO® Retail Fraud Manager helps retailers to quickly and cost-effectively combat in-store and online returns fraud.  Fraud and abuse in returned items costs the retail industry $16.8 billion per year in the U.S. alone. In addition to financial loss, retailers face another challenge: how can they determine which returns involve fraud or abuse without falsely identifying legitimate returns, and without impeding the transaction?

This FICO solution detects fraudulent returns in real time using industry-leading analytic models and rules management technology, to help investigators efficiently manage cases.

FICO® Merchant Monitoring Solution

Fraud & Security

FICO® gives merchant acquirers the industry’s most comprehensive solution to monitor and identify merchants’ capacity for generating losses. The FICO® Merchant Monitoring Solution makes it easy for merchant acquirers to gain an ongoing, deep understanding of the full spectrum of merchant risk — fraud, card association non-compliance, bankruptcy, attrition — and detect and track suspicious transactions.

FICO brings greater insight and efficiencies to monitoring and managing of merchant risk with components that include business rules management and a case management system. Professional services from FICO Consulting are also available.

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