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FICO® Identity Resolution Engine

Fraud & Security

FICO® Identity Resolution Engine (IRE) adds a critical dimension to the fight against fraud by resolving the true identities of perpetrators, and revealing fraud rings.  Using enterprise and third-party data, FICO Identity Resolution Engine discovers social network relationships between people, entities and activities and provides actionable fraud analytics. 

IRE is put to use in numerous industries across both public and private sectors , to target the detection of organized fraud rings, committing financial crimes through bust-out fraud, fraudulent health claims and more.

Also provided as a software add-on to the Falcon Platform, FICO Identity Resolution Engine significantly reduces fraud by accelerating the discovery of highly sophisticated, and organized, financial criminals.

FICO® Application Fraud Manager

Fraud & Security, Originations

Prevent first-and third-party application fraud through detection across multiple products and channels. Gain access to world-class analytics that can be deployed quickly to protect new products and enhance existing fraud investments.

FICO® Application Fraud Manager can help businesses in any industry to stop credit fraud where it starts: at the point of application. This FICO solution gives firms in a wide range of industries – banking, insurance, telecommunications, retail, government and more – access to FICO’s market-proven, industry-leading analytic technology.

FICO® Origination Manager

Originations

Today, the battle for good customers is more complex than ever. Whether launching a new credit product, or trying to rapidly adapt existing processes to new market segments or regulations – organizations are challenged by long IT queues, and inflexible software. FICO® Origination Manager brings advanced analytics, application processing and decision flexibility to businesses, so they can make more precise, profitable decisions when starting a new credit relationship.

FICO® Model Central™

Analytics, Risk & Compliance

FICO® Model Central™ dramatically increases visibility into and control over the analytic models that drive better decision outcomes across the enterprise. Centralized model management reduces the cost, time and effort required to create, deploy, monitor and update models.  FICO® Model Central™ minimizes compliance risk with streamlined validation reporting, consistent workflow processes, automated approval capture and accurate audit trails.  It will provide you with a deeper understanding of critical risk drivers and allow you to make more profitable decisions with consistently stronger, more accurate and more current predictive models.  

FICO® Blaze Advisor® Decision Rules Management System

Analytics, Marketing & Customer Engagement

FICO® Blaze Advisor® is the world’s leading decision rules management system, maximizing control over high-volume operational decisions. Blaze Advisor provides companies with a scalable solution that delivers unprecedented agility and actionability for smarter business decisions.

Blaze Advisor empowers business users with multiple methods for rule development, authoring and testing—including decision trees, scorecards, decision tables, graphical decision flows and customized templates. It also supports monitoring of business performance captured through user-defined events, providing the building blocks for strategy orchestration and champion/challenger strategies.

FICO® Model Builder

Analytics

Today’s consumers are demanding more responsive, individualized treatment—and new data sources are creating opportunities to meet those expectations. For your business to thrive, you need to craft advanced predictive models more swiftly than ever before. FICO® Model Builder supports the complete model development process, letting users access, explore and analyze data, calculate variables, document key modeling steps, and build, evaluate and deploy models. Employed in tandem with other FICO software—such as the FICO® Blaze Advisor® business rules management system—FICO Model Builder helps organizations rapidly adapt predictive models and business rules to fast-changing conditions.

FICO® Fraud Predictor with Merchant Profiles

Fraud & Security

FICO® Fraud Predictor with Merchant Profiles integrates the predictive power of merchant risk data with the industry-leading analytics of the FICO® Falcon Fraud Manager. Together, these solutions can increase fraud detection by as much as 50% with Fraud Preditor alone up to 15% absolute - and with very low false positive ratios. Issuers that take advantage of this breakthrough combination can receive the highest level of fraud protection available.

Fraud Predictor with Merchant Profiles profiles both merchant and cardholder data for fraud predictions. These profiles feed into models built on the largest consortium of fraud and non-fraud transaction data in the world.  The  data fed from one of the largest association networks looks at fraud and not fraud data to continually update profiles sensitive to the collective fraud behavior shown at particular merchant points.  
 

FICO® TRIAD® Customer Manager

Marketing & Customer Engagement

Customer-centric firms know that FICO® TRIAD® Customer Manager, the world’s leading credit and deposit customer management solution, helps deliver profits. TRIAD's closed loop decision improvement process drives long-term profit growth at lower risk through a unique combination of analytics, simulation, champion/challenger testing, and unmatched strategy consulting. More than 65% of all customer credit card decisions worldwide are automated and improved with TRIAD. 

TRIAD is available on-premises or in the cloud.

FICO® Small Business Scoring Service

Originations

FICO® Small Business Scoring Service (SBSS) is recognized as the industry leader in assessing the risk of US small business credit applicants. SBSS is delivered via our LiquidCredit(r) infrastructure and brings the speed of consumer lending to your small business lending decisions. With SBSS, you can make decisions in hours, not days, improving customer satisfaction and helping you attract more small businesses. This service helps you say “yes” to the right applicants faster, and build a healthy portfolio of commercial accounts.

FICO® Analytic Offer Manager

Marketing & Customer Engagement

FICO® Analytic Offer Manager uses predictive analytics to develop highly-personalized marketing offers based on an individual's engagement. The resulting offers match closely a prospect's purchasing behavior while supporting business objectives. 

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