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Learn how BMW sped up its customer communications
“Using FICO Customer Communication Services, we get a secure, highly flexible, robust solution with a low cost of entry, and we can leverage the expertise of a valued partner, which allows our in-house maintenance support to focus on other key internal priorities and platforms.”
- Wayne Orchowski, CEO BMW
Authoring Tools
Resources
FICO Analytic Cloud: Your portal for operationalizing analytics and decisioning.
Customer data is more widely available than ever, but leveraging data to drive smarter decisions requires new thinking and a new kind of agility. Cloud-based decision management – the seamless marriage of data-driven insights and codified decision logic with applications that reach your customers where and when they want – is the key to operationalizing analytics to automate and optimize customer engagements. The FICO Analytic Cloud is where this journey begins…Learn about FICO Products and Solutions whenever is convenient for you.
Careers At FICO
Are you ready to fulfill your potential? FICO offers big career opportunities in Big Data Analytics from California to New York, London to Bangalore and Beijing.Know Your Customer
Customer Due Diligence with Siron®
Overview
Managing the KYC compliance process across the lifecycle
Thorough Know Your Customer (KYC) procedures are crucial for the fight against money laundering and the financing of terrorism. International regulations such as the USA Patriot Act, the Bank Secrecy Act (BSA) or the EU Money Laundering Directive require financial institutions to identify, verify and classify customers according to the risks they pose. Proper customer due diligence is required when new customers are accepted and throughout the entire customer lifecycle. FICO TONBELLER´s know your customer solution helps organizations achieve a comprehensive view of their customers and rates money laundering and terrorist financing risks in real time.

Solution Architecture
Automating Know Your Customer obligations
FICO TONBELLER's robust KYC solution automates effective customer due diligence and ensures a positive onboarding experience. It captures customer data in dynamic, configurable KYC questionnaires, matches it with PEP, embargo, offshore leaks databases and other watchlists in real-time. It also supports ongoing customer monitoring to continuously identify high-risk cases. Integrated management cockpits grant an overall view on the KYC activity at enterprise level allowing quick identification and escalation of emerging issues. The open and flexible architecture of the Know Your Customer solution easily integrates with any legacy and third party systems for fast implementation.
Included Products
FICO® TONBELLER Siron® KYC
Product overview
Siron® KYC is an end-to-end solution for managing KYC compliance throughout the customer relationship life cycle. It supports the risk classification process of new and existing customers, including audit-proof documentation. Siron® KYC utilizes third-party databases with ready-to-use interfaces to match customer information with sanction and watch lists, and to automatically identify beneficial owners and politically exposed persons (PEPs).
FICO® TONBELLER Siron® RCC
Product overview
The active management of risk across lines of business and locations requires an up-to-date central overview of the most important variables. Through cockpits using sophisticated visualization techniques, Siron® RCC grants enterprises a holistic view on their risk analyses including preventive measures and their present risk status.
Product overview
Siron® KYC is an end-to-end solution for managing KYC compliance throughout the customer relationship life cycle. It supports the risk classification process of new and existing customers, including audit-proof documentation. Siron® KYC utilizes third-party databases with ready-to-use interfaces to match customer information with sanction and watch lists, and to automatically identify beneficial owners and politically exposed persons (PEPs).
Product overview
The active management of risk across lines of business and locations requires an up-to-date central overview of the most important variables. Through cockpits using sophisticated visualization techniques, Siron® RCC grants enterprises a holistic view on their risk analyses including preventive measures and their present risk status.
Resources
Rating Money Laundering & Terrorist Financing Risk in Real-Time with Siron®KYC
Download White PapersFour Areas Where Prescriptive Analytics is Driving Superior Performance in Banking
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ABLV Bank meets national and global compliance challenges with Siron®
ABLV Bank
FICO TONBELLER - The Industry Expert in the Area of GRC
Due to a clearly defined business strategy and the systematic development of business lines, ABLV Bank has achieved outstanding financial results, taking one of the leading positions in Latvia, where it is the second largest bank in terms of attracted deposits, with a market share of 14.7% and second in terms of assets, with a market share of 13.1%.
ABLV Bank is highly valued by clients and partners, as the bank’s specialists are first to adopt innovations in the financial services sector. Due to their professionalism and caring attitude, they are highly respected by other Latvian banks and actively participate in the work of the Association of Commercial Banks of Latvia, leading various significant committees and workgroups. The team of ABLV Bank currently consists of 768 employees, and the bank continues to create new jobs in alignment with its business growth.