Retail Bank Scoring Solutions

Overview

With increasing regulatory pressures and a shifting competitive landscape squeezing profits, banks looking to drive growth also need to drive innovation. Retail bankers can use a variety of FICO® Score products and Credit Scoring Services to fine tune their credit risk decisions.

Solution Architecture

Scores | Scores Consulting Services

Whether your organization needs help with Score validation and best practice implementation, establishing rating scale methods and alignment, or assessing credit capacity and growth opportunities across portfolios -- FICO Consulting Services has you covered.

Available Products

FICO® Score

Product overview

The FICO® Score helps lenders make accurate, reliable and fast credit risk decisions across the customer lifecycle.The credit risk score rank-orders consumers by how likely they are to pay their credit obligations as agreed. The most widely used broad-based risk score; the FICO® Score plays a critical role in billions of decisions each year. The latest US version, FICO® Score 9 is the most current and predictive FICO® Score.

FICO® Scores are available for lenders through our worldwide network of credit reporting agency partners. Lenders interested in licensing and pricing information can contact their local credit reporting agency for details.

 

Learn About FICO® Score and Its Long History

FICO® Score Adoption Services

FICO® Score Economic Calibration Service

Product overview

The FICO® Score helps lenders make accurate, reliable and fast credit risk decisions across the customer lifecycle.The credit risk score rank-orders consumers by how likely they are to pay their credit obligations as agreed. The most widely used broad-based risk score; the FICO® Score plays a critical role in billions of decisions each year. The latest US version, FICO® Score 9 is the most current and predictive FICO® Score.

FICO® Scores are available for lenders through our worldwide network of credit reporting agency partners. Lenders interested in licensing and pricing information can contact their local credit reporting agency for details.

 

Learn About FICO® Score and Its Long History

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