Retail Bank Scoring Solutions

Overview

With increasing regulatory pressures and a shifting competitive landscape squeezing profits, banks looking to drive growth also need to drive innovation. Retail bankers can use a variety of FICO® Score products and Credit Scoring Services to fine tune their credit risk decisions.

Solution Architecture

Scores | Scores Consulting Services

Whether your organization needs help with Score validation and best practice implementation, establishing rating scale methods and alignment, or assessing credit capacity and growth opportunities across portfolios -- FICO Consulting Services has you covered.

Available Products

FICO® Score

Product overview

The FICO® Score, available at the three major consumer reporting agencies, helps lenders make accurate, reliable and fast credit risk decisions across the customer lifecycle. The FICO® Score rank-orders consumers by how likely they are to pay their credit obligations as agreed. The most widely used broad-based risk score; the FICO® Score plays a critical role in billions of decisions each year. The latest US version, FICO® Score 9 is the most current and predictive FICO® Score.

 

Learn About FICO® Score and Its Long History

FICO® Score Adoption Services

FICO® Score Economic Calibration Service

Product overview

The FICO® Score, available at the three major consumer reporting agencies, helps lenders make accurate, reliable and fast credit risk decisions across the customer lifecycle. The FICO® Score rank-orders consumers by how likely they are to pay their credit obligations as agreed. The most widely used broad-based risk score; the FICO® Score plays a critical role in billions of decisions each year. The latest US version, FICO® Score 9 is the most current and predictive FICO® Score.

 

Learn About FICO® Score and Its Long History

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