For Industries: 
Banking
Overview

Are you trying to grow your small business portfolio? Are you already pulling bureau data? Do you have manual application processing?  Small business scoring can be more predictive of risk than bureau data alone. It can also be implemented quickly and profitably to start growing your portfolio—without giving up anything in risk management and regulatory compliance.

This webinar discusses how small business scoring is incorporated into your origination process and additionally:

  • Score more applications and properly segment “goods” from “bads”
  • How to leverage cloud-based services
  • How to derive power from the data “pool”
  • How to achieve greater transparency
  • Success Stories – Community Bank, Equipment Lessor, Credit Union

Presenter:
David K. Smith, Senior Consultant

For Industries: 
Banking
Overview

In June 2016, the Financial Accounting Standards Board (FASB) issued new standards that change how financial institutions account for expected credit losses. Beginning December 15, 2019, most organizations will have to comply with these new standards. Doing so will require a substantial shift, not just for accountants, but for those in line-of-business, risk, collections, and modeling teams within the US auto finance industry. This webinar shares insights on strategies to prepare for the deadline, demonstrate compliance and drive business performance improvements that contribute to higher levels of return on risk-adjusted assets moving forward.

Overview

The proliferation of data and ongoing innovation in technologies are changing the way businesses make decisions; decisions that impact their customers, their go-to-market strategies, and their bottom line. For businesses, the infinitely wide stream of information and the tools to collect and store this data in real time is changing the way we make decisions about and for our customers. 

Having access to an ocean of data does not automatically lead to better decision-making. Organizations who aren’t harnessing cutting-edge decision science (in addition to data science) find themselves drowning in data. As a matter of fact, determining what to do with the insights – integrating analytics in business process – isn’t part of those investments. Even those in the vanguard who are investing in tools and technologies including advanced analytics, machine learning, artificial intelligence and data digitalization might have no clear path to seeing an ROI.

If you have a stake in how your organization makes choices now and in the future, you’ll want to join us for this webinar, brought to you by the decision industry standard-bearers: FICO.

We’ll talk about:

  • The rise and long-term trends of Analytics, AI and Machine Learning, what it means and how to leverage analytics to beat your competition
  • How a decision management mindset can transform organizations that are investing in advanced analytics to deliver real business impact
  • Organizations who are investing in prescriptive analytics and decision management capabilities—and seeing real results

Presenter:
Benjamin Baer, Senior Director, Product Management, FICO

For Industries: 
Banking
Overview

The auto finance industry faces enormous pressure to ramp up its digital presence to appeal to today’s modern auto buyers – a consumer group that is increasingly unwilling to spend time at dealerships awaiting financing. Instead, buyers are spending their time online selecting both a vehicle and financing that suit their needs. As these transactions become faceless, there is a new paradigm in auto financing. With this innovation comes new opportunities for fraudsters all too adept at identity-based fraud, including identity theft and synthetic identity fraud. This webinar focuses on strategies to help auto lenders stay ahead of fraudsters.

Overview

The banking industry has experienced many changes since the Great Recession. Despite these changes, however, many things have remained the same. For example, interest rates have barely moved, credit card payments are frequently delinquent, and lending institutions are not optimizing auto loans and other loan offers.

For banks to increase the precision and timeliness of mortgage or deposit pricing, efficiently collect debt in a compliant manner, and to make the most effective loan offer, banks can use prescriptive analytics.

Presenters:
Matt Stanley, Global Segment Leader for Custom Analytics and Applied Optimization at FICO
Nitin Gupta, Global Head for Financial Services Partners at Amazon Web Services

Overview

Some debt collection organizations are using scores or other predictive analytics to harness insights from their debtors’ behavior and improve collection performance. But the true potential of analytics remains untapped for most organizations. In this webinar, we discuss strategies to significantly increase the return-on-investment that you can get from your analytic investments.

For Industries: 
Banking
Overview

Due to the advances in technology, the expectations of the retail bank customer has forever changed. Banks and credit unions must transform how they engage with the customer during the entire financial services lifecycle or risk being left behind. In order to succeed, financial institutions need to prioritize the technology investments, data science projects, and business process improvements that will positively impact near-term customer decisions while giving them the agility to adapt to long-term market, regulatory, and competitive changes.

During this webinar, attendees will:  

  • Discover the key drivers impacting today’s retail banking strategies 
  • Learn about the omni-engagement maturity model
  • Receive a framework for prioritizing future technology, data science, and process improvement projects

Presenters:
Marc DeCastro, Research Director, IDC Financial Insights
Tom Johnson, Senior Partner, FICO

For Industries: 
Banking
Overview

Overdrafts are a core component of fee revenue from deposit accounts as well as the primary area of credit risk management within deposits. Many financial institutions set deposit overdraft limits at the product or segment level, thereby applying the same treatment to broad segments of their customer base. This limited sophistication can have a sizeable impact on customer satisfaction, revenue and charge-offs. In this webinar, we discuss ways to use advanced analytics and optimization to determine overdraft limits for deposit accounts based on account conditions, customer-level data, bureau data and other alternative data sources.

Overview

Catastrophic natural disasters such as Harvey highlight an opportunity to understand our customers’ needs during a time of crisis. For portfolios with exposure to individuals in the impacted regions, being able to respond quickly regarding your customer’s credit needs, cash needs, and the challenges these calamities present can dramatically impact your profitability. Your ability to intervene to assist these customers in filling the gaps the disaster has created will dramatically impact an institutions’ brand and customer perception. 

In this discussion, we will highlight: 

  • Managing responses to the Intangibles
  • Quantitatively and Qualitatively measuring the impact to the institution 
  • Understanding the impacts to your customer
  • Defining your actions in that context

In this interactive session, join FICO experts and fellow risk and portfolio managers as we discuss specific challenges, potential responses, what some groups already do and other specific areas that need to be considered to respond to a disaster in the age of digital communication. 

Presenter: 
Darryl Knopp, Senior Director, Fair Isaac Advisors

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