The Ballad of the Small Banker: An SBA Lender’s Experience with PPP Loans
How a Community Bank Served Small Businesses and the Manual Process Prevailed
David Smith
David K Smith is an originations expert with over 20 years of experience assisting banks and financial institutions improving their originations processes. David is a Key Account Partner and Small Business Segment Leader with FICO and is the subject matter expert for the LiquidCredit service for Small Business, the platform that delivers FICO’s SBSS (Small Business Scoring Service) application scoring models. He has worked on projects assisting financial institutions of all sizes improving their onboarding process. David understands how a streamlined system and business workflow, enhanced decisioning, the right analytics, and an effective data management program can impact a company's bottom line.
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Looking Ahead and Preparing for a Post-Coronavirus World
What’s next for the banking industry and how the COVID-19 pandemic will change the customer experience.
How Small Banks Can Protect Their Customers & Portfolio Amid the COVID-19 Crisis
What lenders should be doing NOW for their portfolios and their clients
How Small Banks Can Respond to the Coronavirus Outbreak and Help Businesses Survive
4 steps that community banks can take to respond to the COVID-19 pandemic and help their clients adjust to the economic impacts
How Small Banks can Capture more Market Share of the Small Business Lending Market
Currently, small banks and credit unions only have 9% of all small business loans under $100,000.
How to Merge the Art and Science of Small Business Lending
There is an art-form to lending but it needs to be backed by science. This is especially true in making the origination ...
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