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    FICO

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    • Loan Pricing Optimization: Secrets of Success Loan Pricing Optimization: Secrets of Success
      Loan Pricing Optimization: Secrets of Success
      November 25, 2020
      Customer Development

      Can you use loan pricing to achieve your portfolio goals in these difficult times? Can you do it precisely enough to guarantee a significant boost in profitability? In this series of videos, hear directly from a lender who has succeeded. Petr Kapoun, Chief Risk Officer at Home Credit Russia, has used FICO optimization to achieve remarkable results: 26% increase in…

      FICO by FICO
    • Credit Line Optimization Will Help Akbank Drive Portfolio Growth Credit Line Optimization Will Help Akbank Drive Portfolio Growth
      Credit Line Optimization Will Help Akbank Drive Portfolio Growth
      November 20, 2020
      Customer Development

      FICO is providing credit line optimization to manage the growing consumer credit card portfolio for one of the biggest Turkish retail banks, Akbank. FICO will configure and develop sophisticated “action-effect” models for Akbank’s retail lending team using FICO® Decision Optimizer to manage their initial credit line assignment and the on-going limits for Akbank’s c…

      FICO by FICO
    • AI-Powered Optimization Will Power Home Credit Group Growth AI-Powered Optimization Will Power Home Credit Group Growth
      AI-Powered Optimization Will Power Home Credit Group Growth
      October 22, 2020
      Decision Management

      Home Credit Group, which lends to underserved customers with little or no credit history, has chosen FICO® Decision Optimizer, part of the FICO® Platform, to further improve its lending offers in multiple markets. The adoption of FICO’s AI-powered optimization follows a successful pilot in Russia, which delivered excellent results including significant profitabil…

      FICO by FICO
    • Better Decisions Through Rapid Insights to Consumer Behavior Better Decisions Through Rapid Insights to Consumer Behavior
      Better Decisions Through Rapid Insights to Consumer Behavior
      April 27, 2020
      Decision Management

      Last Tuesday, FICO’s Matt Stanley and Tom Dehler presented an overview of best practices for the use of analytics in banking to help organizations respond to the challenge of the Covid-19 crisis. This session was the first breakout session in our month-long virtual event entitled Building Resiliency—Adapting to the Challenges of Today. In this new age where face-to…

      FICO by FICO
    • Uniper Expands Business Horizons with Enterprise-Level FICO Optimization Uniper Expands Business Horizons with Enterprise-Level FICO Optimization
      Uniper Expands Business Horizons with Enterprise-Level FICO Optimization
      April 27, 2020
      Decision Management

      Uniper, a leading international energy company, has purchased an enterprise license for FICO® Xpress Optimization to move its computing to the cloud, develop new business opportunities and power its global decisioning processes. With Xpress’s flexible licencing model, Uniper can now rapidly upscale its cloud infrastructure as needed, delivering faster results and crea…

      FICO by FICO
    • Keep Calm and Credit Flowing Keep Calm and Credit Flowing
      Keep Calm and Credit Flowing
      April 27, 2020
      Scoring Solutions

      FICO is hosting a month-long virtual event entitled “Building Resiliency: Adapting to the Challenges of Today.” With a series of webinars held across the globe, FICO subject matter experts will share learnings, best practices and strategies on topics that fall within six tracks: adaptability, digital customer engagement, risk management, operational efficiency, b…

      FICO by FICO
    • Credit Reporting in the U.S. During the COVID-19 Pandemic Credit Reporting in the U.S. During the COVID-19 Pandemic
      Credit Reporting in the U.S. During the COVID-19 Pandemic
      April 14, 2020
      Scoring Solutions

      We at FICO recognize the significant challenges faced by both borrowers and lenders in these extraordinary times. We've been working closely with lenders as well as our Credit Reporting Agency (CRA) partners throughout the COVID-19 pandemic to provide awareness of the various reporting options open to data furnishers, as well as how those reporting options can impact…

      FICO by FICO
    • FICO and T-Mobile Share Third Party Risk Management Best Practices FICO and T-Mobile Share Third Party Risk Management Best Practices
      FICO and T-Mobile Share Third Party Risk Management Best Practices
      April 03, 2020
      Fraud Protection & Compliance

      The importance of Third-Party Risk Management is growing, and by association cybersecurity risk assessment. FICO has successfully partnered with US mobile carrier T-Mobile to meet this challenge.  Read the recent Dark Reading piece on this topic.  Doug Clare, Vice President of Fraud, Compliance and Security Solutions, at FICO discusses the challenge in a…

      FICO by FICO
    • Home Credit China Cuts Risk by 25 Percent on Thin File Loans Home Credit China Cuts Risk by 25 Percent on Thin File Loans
      Home Credit China Cuts Risk by 25 Percent on Thin File Loans
      March 26, 2020
      Scoring Solutions

      Home Credit, a global non-bank consumer lender, has successfully reduced its credit risk while maintaining loan volumes and keeping approval rates steady by incorporating the FICO® Score X Data to optimize its loan process in China. The score was used in addition to data from loan applications, Home Credit’s existing internal scorecards, and other external data source…

      FICO by FICO
    • FICO Statement Regarding Antitrust Investigation FICO Statement Regarding Antitrust Investigation
      FICO Statement Regarding Antitrust Investigation
      March 15, 2020
      Scoring Solutions

      On Friday, March 13, 2020, FICO was notified that the U.S. Department of Justice, Antitrust Division, opened a civil investigation into potential exclusionary conduct by FICO.  FICO intends to fully cooperate with the Department of Justice and looks forward to a constructive dialogue about the state of competition in our industry.  Lenders have multip…

      FICO by FICO
    • South Africa's SA Taxi Grows Loans 25% with Automated Lending South Africa's SA Taxi Grows Loans 25% with Automated Lending
      South Africa's SA Taxi Grows Loans 25% with Automated Lending
      March 13, 2020
      Decision Management

      SA Taxi, a financier of over 10 percent of South Africa’s minibus taxi fleet – the nation’s most affordable public transport used by 15 million people daily – has introduced FICO’s cloud-based decision management solution to drive lending growth of 25 percent. The FICO® Blaze Advisor® Decision Rules Management System has also reduced decision time on applications down…

      FICO by FICO
    • Banreservas Automates 80 Percent of Loan Applications Banreservas Automates 80 Percent of Loan Applications
      Banreservas Automates 80 Percent of Loan Applications
      March 11, 2020
      Customer Development

      Banreservas Automates Loan Applications Banreservas, the largest bank in the Dominican Republic and one of the largest in the Caribbean and Central America, has centralized and automated its credit origination processes using FICO analytics and decision management technology, enabling it to assess 80 percent of its loans automatically, increase loans processed by 3…

      FICO by FICO
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