FICO

Four trends will transform how financial decisions get made in real time

Becoming the principal bank for your customers demands hyper-personalized decisions and a customer-centric approach, powered by composability

Customer acquisition is a strategic process to attract and convert the right buyers into paying customers, and has specific requirements in financial services

AI-powered communication solutions are redefining how enterprises connect with customers at scale

Simulation and optimization are two different technology approaches that can dramatically improve the results of your decision strategies and improve customer centricity

New ways of managing auto finance decisions lead to faster loan approvals, better customer matching, fraud prevention, and cost reduction

The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 

Skyrocketing delinquencies in the US and other markets pose a threat that demands the use of decisioning-as-a-service

The long-term value of a good customer decision far surpasses the short-term ROI

Inappropriate comparisons between credit scoring models could threaten liquidity and consumer access to affordable credit