Frank Cirillo

In my previous blog post, we explored how using pooled models can help you say “yes” to more good credit applicants. In this final blog in my series, let’s explore how can lenders take advantage of advanced modeling technology to cost-effectively originate profitable, compliant decisions that protect your bottom line AND deliver an optimized customer experience to the…

In my last blog, we explored why lenders should use analytics beyond single credit scores when making originations decisions. To recap, pooled models are a great option for organizations that lack the data and resources to develop custom models, and they can help creditors make more precise, value-based decisions at the critical originations stage. Pooled models ar…

Lenders face a myriad of challenges these days. To build a profitable portfolio while also managing risk, you need solutions that enable you to streamline decision making, reduce losses, lower costs, approve more profitable applicants, and guarantee regulatory compliance. Bureau scores may be the traditional “tried-and-true” method for assessing customer risk, but the…