FICO Score Research: Explainable AI for Credit Scoring
FICO Scores R&D has empirically investigated potential benefits and risks associated with using some of the latest AI and machine learning approaches for credit scoring.
Learn moreFICO Scores R&D has empirically investigated potential benefits and risks associated with using some of the latest AI and machine learning approaches for credit scoring.
Learn moreMy presentation on “Transparency by Design: An Explainable AI Approach to Credit Risk Scoring” discusses our application of recent machine learning technologies to challenge the US…
Learn moreHow are advances in artificial intelligence and machine learning changing credit risk assessment? That’s a topic I’ll be exploring in three presentations at FICO World 2018.
Learn moreWant to know which consumers will more likely default when they encounter an unpredicted financial stress situation in the future? Traditional risk scores won’t give you the full p…
Learn moreAs analytic advancements reach ever deeper into people’s lives — as every aspect of individuals is analyzed to drive decisions by businesses and other institutions — the need for p…
Learn moreAt the Credit Scoring and Credit Control XIV conference August 26-28, I will be discussing innovative analytic techniques and applications revolving around engaging fickle customer…
Learn moreBy Dr. Gerald Fahner Today, debates are raging in blogs as to whether Big Data and machine learning render domain expertise obsolete. Personally, I do not think it is an either o…
Learn moreBy Dr. Gerald Fahner During the dawn of commercialized analytics, in 1958, FICO applied predictive modeling to credit decisions. In the 90’s Edward Lewis wisely instructed credit…
Learn moreBy Dr. Gerald Fahner In the Harvard Business Review article “Good Data Won’t Guarantee Good Decisions,” Shvetank Shah, Andrew Horne and Jaime Capellá argued that “Big Data” won’t…
Learn moreConnect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.