New Mortgage Standard Must Be Predictive
A major debate underway in our nation’s capitol hinges on how federal regulators choose to define a “Qualified Residenti...
Lisa Nelson
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What Makes a Score “Fair”?
In writing my last post about legislative and consumer pressures to modify credit scores, often to make them “fair,” I b...
Subjective Tinkering of Credit Scores is Bad Policy
Recently I made a case against a new IRS policy to withdraw tax liens from the credit bureau files of delinquent taxpaye...
Credit Reports Are More Reliable Than They Get Credit For
A new report by PERC demonstrates the accuracy of U.S. credit reports. In the study, less than 1 percent of all credit r...
Preparing for new score disclosure regulations in July
On the heels of the Federal Reserve/FTC’s risk-based pricing rule that went into effect January 1, lenders must immediat...
Withdrawing tax liens unwise
You’ve probably heard that the IRS will now make it easier for delinquent taxpayers to have tax lien records completely ...
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