Navigating Risk Management with Machine Learning
The Santander US Auto business, one of the largest auto lenders in the U.S., has won a 2025 FICO® Decisions Award for its use of machine learning
Nikhil Behl
As President, Software for FICO, Nikhil Behl leads the company’s technology and go-to-market operations for its global software business. He also leads the company’s global marketing operations. His previous positions at FICO include CMO, EVP of Software, and EVP of Sales and Marketing for software. Nikhil has more than 20 years of e-commerce and technology experience and has worked at large established tech companies such as Hewlett Packard as well as numerous Silicon Valley startups.
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Velera Modernizes Fraud Management for 700+ Lenders
85% faster fraud alerts, 76% self-service efficiency — enabled by FICO Platform’s real-time, omni-channel fraud engagement
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Meet The 2025 FICO Decision Awards Winners!
15 companies recognized for successful innovation in AI, machine learning and decision management
Bradesco Boosts Conversions with Hyper-Personalized Credit Solutions
Learn how Bradesco's real-time credit hyper-personalization strategy is driving higher conversion rates and improving customer experience
Bank Mandiri Strengthens Digital Banking Security in Indonesia, Cuts Fraud 80%
Indonesia’s largest financial institution reduces fraud losses on its Livin’ by Mandiri banking super app using FICO Falcon Fraud Manager
HDFC Bank's FICO-Powered Digital Innovation in Indian Mortgages
Discover how the world's 4th largest bank uses FICO to enhance customer experience and operational efficiency in mortgages
Meet Our 2025 FICO Decision Awards Judges
A group of eight international specialists will assess exceptional outcomes in AI, machine learning, and digital transformation
PSR & FICO Optimize Mexico's Energy and Flood Management
Innovative optimization capabilities help Mexico’s National Center for Energy Control improve efficiency and mitigate flood risks
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