FICO Introduces FICO Safe Driving Score 2.0
FICO and eDriving Release Latest Version of the FICO Safe Driving Score with Improved Ability to Predict Future Collisions and Offer Drivers Micro-Coaching After Every Trip
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Rachel Bell
Rachel leads the analytic team responsible for client support of FICO’s Global Scoring analytic products & services—including the industry-leading FICO® Scores in the U.S., as well as delivery and implementation support for FICO® Scores internationally. Rachel has more than 15 years experience in developing and delivering scoring solutions for originations, account management, and marketing applications globally.
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Australians All Let Us Rejoice: Embracing Positive Credit Data
According to a new report from the Australian Retail Credit Association (ARCA), 62% of Australians fully support the country's newly introduced credit reporting system—which, f…
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Ranking UK Consumers’ Credit Capacity
As the UK economy continues to improve, lenders are increasing lending again — in a survey that FICO will announce next week, 100% of UK risk managers who responded said that lendi…
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Making Ability to Pay Compliance Work for You
The ability to pay provision continues to be one of the biggest compliance hurdles of the Credit CARD Act. Many lenders have approached this as a purely “check-the-box” task, hopin…
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FICO® Scores Reflect Slow Economic Recovery
Our FICO Labs team has taken a fresh look at national distribution of FICO® 8 Scores. With a couple of interesting exceptions, we found that consumer scores are continuing their sl…
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More consumers nearing perfect FICO® Scores, but are scores improving?
My colleagues in FICO Labs monitor FICO® Scores and how they move over time. In our most recent review, we continue to see the effects of consumers’ scores moving up AND down.…
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Credit Reports ≠ Credit Scores
More than ever, consumers are interested in their credit scores and credit reports. They ask questions when banking, paying bills online and shopping for a loan. This puts pressure…
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Recession causes FICO® Score swings
Last month I posted that the national distribution of FICO® 8 Scores has had two major shifts during the recession. Some readers were puzzled that the observed shifts weren’t…
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Credit Counselors Stumped
This week, hundreds of credit counseling executives gathered in San Francisco for the annual leadership conference of the National Foundation for Credit Counseling. I participated…
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FICO® Scores Shift During Recession
FICO Score distributions can help provide insight into emerging trends
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