When Is a Real-Time Payment Not a Real-Time Payment?
There are three categories of payment that see value transferred instantly, or at least very quickly but are NOT real-time payment schemes.
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Sarah Rutherford
Sarah Rutherford manages solutions marketing for FICO's fraud, cybercrime and compliance business. Sarah is on a mission to help organizations understand more about the fraud and financial crime challenges they face and introduce them to better ways to fight the bad guys. Having worked as a marketing professional in the IT sector for almost 20 years, Sarah joined FICO following six years at Experian. An enthusiastic blogger, Sarah has blogged about subjects as diverse as identity management, fraud and cybersecurity, payments, women in the workplace and motivational sayings that are irritating!
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Social Engineering and Push Payment Fraud – Who Should Pay?
The Which Super Complaint shows that consumers are increasingly looking to banks to solve the issue of authorised push payment fraud.
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3 Reasons Why PSD2 Could Mean Fewer Card Transactions
PSD2 introduces some factors that could halt the growth in card usage – or even start to reverse it. Here are three trends to watch.
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Will Your PSD2 Customer Authentication Stop Jenny's Purchase?
It wasn’t until I saw the final animation for ‘PSD2 and Jenny’s Washing Machine’ that it really dawned on me how exposed payment service providers will be to accusations of poor cu…
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PSD2 Preparation – What Should Fraud Managers do First?
When the exact nature of the law is still being decided and the consequences of PSD2 are still unclear, where should you start?
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PSD2 – Can Machine Learning Help?
PSD2 means an unprecedented degree of change, and to cope successfully you need tools that can adapt - a strength of machine learning.
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PSD2 – Why Customer Communications Are Key
As I discussed in a previous blog, consumers have not been extensively educated on the impact that PSD2 will have on them. Many of the outcomes of PSD2 will be positive - the Accou…
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PSD2 – Why is Transaction Risk Analysis Important for PSPs?
Worried about increasing levels of fraud, particularly in remote payments, the regulators have made fraud prevention a cornerstone of PSD2. The regulated use of Strong Customer Aut…
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PSD2 Glossary – the 50 Terms You Need to Understand
It’s not unusual for EU Directives to arrive with a whole host of acronyms and terminology, and PSD2 is no exception. From AISP to XS2A there are some new terms, some terms that ha…
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3 Reasons to Prepare Your Fraud Operations for PSD2 - NOW
PSD2 is on its way but in many respects it feels like it will never happen. So much is still undefined; it’s not yet transposed into national law, the complete Regulatory Technical…
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Cybersecurity - Who Is The Biggest Internal Risk?
When it comes to cybersecurity, crooks need a way into our businesses and often someone gives it to them – mostly unintentionally. An understanding of who the unwitting accomplices…
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PSD2 Is Coming and Nobody Knows It
Many of you reading the headline will be thinking – yes we do! We are even getting bored of talking about PSD2. But I’m not talking about us in our payments bubble. I’m talking ab…
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