Responsible AI and Why AI Governance Matters
My recent presentation at the World AI Cannes Festival with Uri Tintore of Belvo shed a light on Responsible AI, transaction analytics and open banking
Scott Zoldi
Dr. Scott Zoldi is chief analytics officer at FICO, responsible for artificial intelligence (AI) and analytic innovation across FICO's product and technology solutions. Dr. Scott Zoldi has been listed as an inventor on 116 AI and software patents, in collaboration with other data and analytic scientists, and he is also named on an additional 46 patent applications in process. Scott is an industry leader in the responsible use of AI, Generative AI (GenAI), and Agentic AI, as well as an outspoken proponent of AI governance and regulation. His groundbreaking work in focused language models (FLMs) for GenAI and a patented use of blockchain technology for AI model development governance has helped propel Scott to AI visionary status. His recent awards include Constellation Research Award AI150, Tech Leadership Award from Banking Tech Awards, Tech Influencer Highly Commendable Award from DataIQ Data & AI Awards, San Diego Business Journal - Leaders of Influence in Technology (2025); Tech Leadership - Software & Services Provider from Fintech Futures, MachineCon AI100 Award, Innovator Award from American Banker (2024); Global Finance Innovator Award (FICO) (2023); and Corinium Future Thinking Award (2022). An enthusiastic member of the southern California tech community, Scott serves on the Boards of Directors of Software San Diego and the San Diego Cyber Center of Excellence. He received his Ph.D. degree in theoretical and computational physics from Duke University, and his work has been published in The Harvard Business Review and numerous scientific journals.
When not at his office or on a plane, Scott can often be found in his Ford Bronco, exploring the desert around San Diego with his family. To hear more of his views follow Scott on LinkedIn and BlueSky @ScottZoldi.
When not at his office or on a plane, Scott can often be found in his Ford Bronco, exploring the desert around San Diego with his family. To hear more of his views follow Scott on LinkedIn and BlueSky @ScottZoldi.
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Using AI and Data Science to Fight Bias and Drive Opportunities
FICO’s expansion of its Educational Analytics Challenge and Responsible AI collaboration with customers globally can improve transparency and economic outcomes
The Power of 10: FICO’s Patent Powerhouse Unveils 10 New Patents
FICO’s latest data science and software patents amplify the benefits of enterprise decision-making technology delivered through FICO® Platform and software solutions
Predictions 2024: You Need to Calm Down: AI Predictions and Prescriptions
Where will we land in 2024? Will we enter into a new, calmer era of AI?
More Than an Audit Trail: Blockchain Model Governance for Auditable AI
Latent features is a cornerstone of Responsible AI governance framework and Auditable AI
Responsible AI in Credit Risk: FICO Insights at Edinburgh Conference 2023
FICO will deliver the AI keynote at the 2023 Credit Scoring and Credit Control Conference, as well as two other presentations related to Responsible AI
How Guided AI Helps FICO Detect 59% More Scams in the UK
Guided AI is akin to the nervous system in the Corpus AI
Rank Distillation: Operationalizing AI Continuity in the Corpus AI
New models can underperform alarmingly easily if you take your eyes off the Corpus AI
Is ChatGPT the Weight Loss Wonder Drug of AI?
ChatGPT isn’t assisting or enhancing human creativity, it is regurgitating a configuration of the AI data it was trained on
The State of Responsible AI in Financial Services
The third annual State of Responsible AI in Financial Services report released today, alerting the industry to come together and self-regulate its use of AI
Our Scams Model Just Won an Award for Machine Learning
Credit & Collections Technology Awards recognize our scams model with the award for Machine Learning - here's why
Reflections 2022: The Power of Patents and the People Behind Them
In 2022, FICO was granted 11 new U.S. software patents
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