New Analytics Can Make Your Phone a Fraud Watchdog
As mobile banking becomes popular, and even the default for some customers, the channel becomes ever more attractive to hackers and cyber threats.
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Scott Zoldi
Dr. Scott Zoldi is chief analytics officer at FICO, responsible for artificial intelligence (AI) and analytic innovation across FICO's product and technology solutions. While at FICO, he has authored more than 120+ analytic patents, with 80 granted and 47 pending. Scott is an industry leader at the forefront of Responsible AI, and an outspoken proponent of AI governance and regulation. His groundbreaking work in AI model development governance, including a patented use of blockchain technology for this application, has helped propel Scott to AI visionary status, with recent awards received including a Future Thinking Award at Corinium Global’s Business of Data Gala. Scott serves on the Boards of Directors of Software San Diego and San Diego Cyber Center of Excellence. He received his Ph.D. degree in theoretical and computational physics from Duke University.
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Toyota Financial Drives “Data Science for Good” with FICO Analytics
“Going into debt collections is a hard time for a lot of people, but our goal is to respect them throughout the process and to keep them as Toyota and Lexus drivers."
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We're Going to Science the $#!& out of AML
The Martian, starring Matt Damon, was one of the best movies I’d seen in a long time: space travel, the triumph of the human spirit and a whole lot of science wrapped up in a two-h…
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Intelligence of Things: Can Your Air Conditioner Fight Crime?
There’s no doubt about it––the Internet of Things (IoT) is shaping up to be the mother of all technology trends in 2016. There are endless statistics on how many devices are or wil…
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EU’s General Data Protection Regulation Is Right to Be Tough
European data privacy became global news in 2014, when a man in Spain sued Google for “the right to be forgotten,” or RTBF. (That lawsuit is still not over.) RTBF is part of the Eu…
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Four Analytic Breakthroughs That Are Driving Smarter Decisions
Patents are the currency of innovation, in software or any other industry. At FICO World 2016 in April, I explored how four patents we have recently been granted will enrich FICO’s…
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AI on Campus: The Next Generation of Data Scientists
Artificial Intelligence is one of today’s hottest topics, in academia and in business. Here’s how the two worlds can intersect. One of the most refreshing parts of my job involves…
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Maximizing Customer Value with Sequential Decisions
Leading data-driven businesses increasingly embrace prescriptive analytics – the methods, algorithms and tools that predict and compare likely future outcomes of alternative action…
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New Ways Your Personal Patterns Can Fight Fraud
One of the greatest tools we have in fighting fraud is the uniqueness of your personal patterns — and, conversely, the similarity of your pattern to other people’s. This is the top…
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Three Challenges in the Analytic Talent Crunch
The analytic talent shortage will soon cripple organizations. That’s a harsh appraisal, but it’s what many Chief Analytics Officers fear is true. This was one of three challenges…
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5 Predictions for 2016: The Year of Prescriptive Analytics
2016 will be a leap year. NASA’s Juno mission is expected to arrive at Jupiter. The Summer Olympics will take place in Rio de Janeiro. The US will have a presidential election. And…
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We Need AI in Cybersecurity
Last month I spoke on a panel at Money20/20 in Las Vegas entitled, “Using Artificial Intelligence & Data Analytics for Managing Fraud Risk & Data Security.” Despite being…
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