Falcon Wins Award for Big Data Analysis
I’m delighted that FICO has been named a 2015 Computerworld Data+ Editors’ Choice Award honoree, because of our groundbreaking FICO® Falcon® Fraud Manager solution. You can read th…
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Scott Zoldi
Dr. Scott Zoldi is chief analytics officer at FICO, responsible for artificial intelligence (AI) and analytic innovation across FICO's product and technology solutions. While at FICO, he has authored more than 120+ analytic patents, with 80 granted and 47 pending. Scott is an industry leader at the forefront of Responsible AI, and an outspoken proponent of AI governance and regulation. His groundbreaking work in AI model development governance, including a patented use of blockchain technology for this application, has helped propel Scott to AI visionary status, with recent awards received including a Future Thinking Award at Corinium Global’s Business of Data Gala. Scott serves on the Boards of Directors of Software San Diego and San Diego Cyber Center of Excellence. He received his Ph.D. degree in theoretical and computational physics from Duke University.
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Why Analytic Innovation Matters
I recently returned from Payments 2015 where I was invited to speak on advances in behavior analytics—specifically fraud analytics that differentiate unusual customer behavior from…
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Improving Model and Data Governance with Auto-Encoders
One of our latest innovations in fraud and cybersecurity addresses a fundamental issue affecting predictive analytics: Data doesn’t sit still. What do I mean by that? As any data…
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AI: Can an Algorithm Be Curious?
In my last post about artificial intelligence, I discussed analytic technologies that are making smart machines smarter. But even the smartest machines lack fundamental human chara…
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Three Ways Smart Machines Are Catching Up With Us
“One of the most significant developments in technology—and society in general—over the next several years will likely be the use of smart machines to replace human labor.” This i…
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Research: New Analytics That Boost Fraud Detection
On this blog, I regularly share information about the latest advances in fraud analytics. But our clients are not looking for innovation purely for innovation’s sake. An advance is…
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Deep Learning Analytics: The Next Breakthrough in Artificial Intelligence?
With countless analytic advances based on our understanding of how the brain works, many of us in the data science field were intrigued to hear about Google's recent acquisitio…
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How Deep Learning Analytics Mimic the Mind
Due to the recent acquisition of DeepMind by Google for an estimated $500+ million, and the movement of some academic experts to high-profile tech giants, there has been a l…
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Can Adaptive Analytics Boost Debit Card Fraud Detection?
As frequent readers know, I'm a strong advocate for using adaptive analytics in credit card fraud detection. Some may wonder: Could the same analytic technology also boos…
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Non-Monetary Clicks Betray Fraudsters in Retail Banking
Last summer, a $1.5 million bank/wire fraud case garnered quite a few news headlines. A bank account of a California-based escrow firm was hacked, and three payments to…
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Infographic: Payment Fraud, Then and Now
Remember the good, old days when people just bounced checks whenever they wanted to commit payment fraud? Fraud, of course, has become increasingly sophisticated, with each advance…
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Card-Not-Present Tops Concerns in US Fraud Trends Research
We’ve just completed our most recent analysis of data from the FICO® Falcon® Fraud Manager Consortium, looking at fraud trends for US credit and debit cards. The key finding? The i…
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