Suna Hafizogullari, senior director, FICO Scores and Predictive Analytics, develops and delivers credit risk analytics solutions globally. She is passionate about financial inclusion with the use of alternative data, analytics, and technology for the unbanked or underbanked population. She has effectively facilitated the development, implementation, and adoption of several FICO scoring solutions for risk, marketing, credit capacity, economic impact, and rating scale. Suna lives in San Jose and holds an M.S. in Operations Research from the Georgia Institute of Technology.