Tim Young is a principal consultant at FICO. Tim has over 15 years' experience spanning banking, finance, retail and marketing analytics. Since joining FICO in early 2011, Tim has focused helping retail and marketing clients achieve their customer goals. He has the ability to quickly assess and understand a client’s business model and key challenges, and connect them back to the solutions that can best deliver against their needs. Tim holds a BA in Finance from Bethel University and an MBA in Finance from Indiana Wesleyan University.