Toby Carlin | FICO

Toby Carlin is a fraud risk management professional with over 13 years experience in financial services, spanning the full range of banking products, customer journeys and channels. Toby has a wealth of experience across the fraud risk lifecycle including prevention, detection, technology and customer remediation with an over-riding specialism in combatting digital and cyber-enabled threats across both application, and transactional typologies.

Fraud Protection & Compliance

card fraud
coronavirus
Credit Fraud
financial crime
Fraud
fraud management
scams
survey

Brexit Scams Rise as Criminals Target Uncertain Times

April 12, 2021

A fraudster’s perfect storm has broken in the UK. When the country voted in favour of Brexit in June 2016, it signalled the start of a long, painstaking journey to split from the European Union. Politicians clashed over trade deals, European citizens living in the UK became unsure of their residential status, and newspaper headlines provoked more questions than they a…

by Toby Carlin
FICO Survey Shows How UK Fraud Teams Struggled in Pandemic

April 08, 2021

Just as the pandemic put huge stresses on the health care system, it put huge stresses on fraud and financial crime management teams. Teams that collaborate in person and work with large software systems that have restricted access found that working from home hurt their productivity. This was compounded as the volume of fraud attacks rose. Our latest survey of fra…

by Toby Carlin
European Card Fraud — How the UK Drove Down Losses 8%

September 16, 2020

While 2020 has posed new challenges in fraud, our new European Card Fraud Map shows that many countries were battling card fraud successfully last year — with the UK leading the pack. Of the 18 countries covered in the report, based on data from Euromonitor International and UK Finance, the UK posted the largest value reduction in fraud since 2018, some £52 million.…

by Toby Carlin