Tom Quinn

As the number of coronavirus cases spreads, it is also having negative impact on the financial health of the economy at large and the economic well-being of individuals across the United States.  The unusual nature of this pandemic has resulted in the temporary closing of schools, cancellation of events and the disruption of the distribution of goods and services…

FICO research points to a trend indicating that the average FICO^® Score on the U.S. population has been gradually increasing since coming out of the “great recession” of the mid to late 2000’s. There are many factors which may be contributing to this. In general, we are seeing a decrease in negative information on credit reports in these more recent time period…

Your FICO^® Score today doesn’t have to be your FICO^® Score in the future. That is our mantra for FICO’s Score a Better Future program because we want to empower consumers to reach their financial goals. Score a Better Future is a series of free educational events FICO is holding across the US that bring together consumer advocates, credit counselors, and community lea…

Some of the more frequent credit score related questions people ask are around the subject of a perfect FICO^® Score:  What is the perfect FICO^® Score? How can I get a perfect FICO^® Score? Does anyone have a perfect FICO^® Score? What’s the typical credit profile of someone who has a perfect FICO^® Score? FICO^® Scores range from 300-850*.  Each…

Functioning in the U.S. economy using cash only can be a challenge.  Simple daily transactions, such as making an online purchase, going out to eat, or even paying a bridge toll is a lot easier if you have a credit or debit card. Most people know that having a higher credit score is a positive thing as it can help increase access to credit at more attractive r…

Super Bowl fever is starting to build as Super Bowl Sunday approaches. As part of the lead-up to the game, there is a great deal of speculation and analysis (and non-stop media coverage!) on which team will take the title — the Atlanta Falcons or the New England Patriots. Of course, people are studying stats with obvious relevance to a victory: team performance dur…