Medical Collection Removals Have Little Impact on FICO Scores
Based on FICO’s analysis, only 3% of FICO scorable consumers would be impacted by medical collection removals
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Tommy Lee
Tommy Lee is a Senior Director and has been with FICO since 2003. In his current role in the Analytics and Scores Development team, Mr. Lee is an analytic reviewer for FICO® Score model developments in the U.S. and internationally. Tommy’s recent accomplishments include playing an integral part in the research, design, and development of FICO® Score 10 & FICO Resilience Index. Mr. Lee holds a B.S. in Business Administration and a B.A. in Statistics from the University of California, Berkeley.
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Reduced Revolving Debt: A Key Driver of Improved FICO Scores During Pandemic
Paying down credit card balances, driven by reduced spending, increased savings and awareness, among other factors, helped many consumers show improvement in FICO® Scores.
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How Credit Actions Impact FICO Scores
How much does missing a payment impact a FICO® Score?
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FICO Research: Broader Mix of Consumers Obtaining New Mortgages
For many people, owning a home is still a significant milestone in their financial and credit journey. We recently studied the impact of millennials’ student loan debt on their wil…
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How the Holidays Can Impact Your FICO® Score
It’s no secret that the holidays mean more spending. But that can become a problem when spending leads to significantly higher credit card balances, missed payments, and a lower cr…
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NCAP Medical Collection Removals Are Rare and Have No Material Impact to FICO Scores
The National Consumer Assistance Plan (NCAP) is a comprehensive series of initiatives intended to evaluate the accuracy of credit reports, the process of dealing with credit inform…
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NCAP Public Record Removals Have Little Impact to FICO Scores
The National Consumer Assistance Plan (NCAP) is a comprehensive series of initiatives intended to evaluate the accuracy of credit reports, the process of dealing with credit inform…
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