Skip to main content
warning

The FICO Data Privacy Policy explains FICO’s collection and use of cookies. Cookies help us remember your settings to provide you with a better browsing experience; allow us to assess, monitor, and improve the website’s performance; and enable our partners to advertise to you. You may disable the cookies by changing the settings in your browser, and you may tell us not to share your cookie data with third parties. By using this website, you consent to the use of cookies as described in the FICO Data Privacy Policy.

Blog Blog
  • Authors
  • News
  • Events
  • Contact

    Topics

    Please select the blog topics that you are interested in (select all):

    • Email
    • RSS
    • ATOM
    • RDF
    Invalid email address
    CHECK YOUR FICO® SCORE
    • Authors
    • News
    • Events
    • Contact

    Topics

    Please select the blog topics that you are interested in (select all):

    • Email
    • RSS
    • ATOM
    • RDF
    Invalid email address
    Ulrich Wiesner

    Ulrich Wiesner

    All posts by Ulrich Wiesner

    Ulrich Wiesner is a senior consultant on FICO’s Analytics team in EMEA, specializing in collections and recovery. Ulrich is an expert in leveraging advanced analytics for operational decision strategies, and has a proven track record in operational consulting around the retail credit life cycle and 20+ years of expertise with the implementation of decision technology. Ulrich holds a PhD in Physics from University of Stuttgart and a graduate degree from University of Hamburg.

    Filter Posts By:

    • Persistent Debt Regulation and Advanced Analytics Persistent Debt Regulation and Advanced Analytics
      Persistent Debt Regulation and Advanced Analytics
      May 07, 2019
      Customer Development

      The Financial Conduct Authority of the United Kingdom (FCA) has recently introduced new rules to avoid long-term indebtedness of credit card holders. As per this regulation, a cardholder is in persistent debt if payments against interest, fees and charges exceed amortisation payments over an 18-month period. The 18-month period is reset if the card balance falls below…

      Ulrich Wiesner by Ulrich Wiesner
    • Making Debt Restructures Work When Interest Rates Rise Making Debt Restructures Work When Interest Rates Rise
      Making Debt Restructures Work When Interest Rates Rise
      January 15, 2019
      Debt Collection & Recovery

      Debt restructures are an important tool to address financial hardship-change. The toolkit can include measures such as arrears capitalisation, term extension, interest reduction or even a haircut on the outstanding balance. When applied appropriately, a restructure serves both the debtor and the creditor. From a debtor perspective, the instalments become more affordab…

      Ulrich Wiesner by Ulrich Wiesner
    • What Is Collection Treatment Optimization? What Is Collection Treatment Optimization?
      What Is Collection Treatment Optimization?
      November 06, 2018
      Debt Collection & Recovery

      While analytic optimization can be used across the debt management cycle, collection treatment optimization is one of the best ways to get started. Through analytics, you can determine the ideal action to take on every account, as well as when to take it. Collection treatment optimization can also answer that vexing question, “Do we have too many collectors or not eno…

      Ulrich Wiesner by Ulrich Wiesner
    • How Loan Restructure Optimization Works How Loan Restructure Optimization Works
      How Loan Restructure Optimization Works
      September 20, 2018
      Debt Collection & Recovery

      Here’s a real-life problem that illustrates the need for loan restructure optimization: I was in a management workshop on collections at an auto finance organization when a receptionist interrupted. “A customer we haven’t spoken to in two years,” she said, “is downstairs. He owes us $100,000. He has $80,000 in a suitcase, and says he can’t pay any more than that. What…

      Ulrich Wiesner by Ulrich Wiesner
    • Collectors: Don’t Let IFRS 9 Blindfold You Collectors: Don’t Let IFRS 9 Blindfold You
      Collectors: Don’t Let IFRS 9 Blindfold You
      August 30, 2017
      Debt Collection & Recovery

      There’s a clear pecking order when it comes to the IFRS 9 accounting standard that goes into effect in January. It’s an accounting standard, not a piece of banking regulation, so the hierarchy is Finance, Risk and then Collections. This makes sense, but for debt managers it will cause problems. It’s likely that many debt managers will be blind next year on how they c…

      Ulrich Wiesner by Ulrich Wiesner
    Show More
    • Authors
    • News
    • Events
    • Contact
    Blog

    © 2019 Fair Isaac Corporation. All rights reserved. FICO, the FICO Logo and the FICO product and service names referenced herein are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries. Other product and company names herein may be trademarks of their respective owners.