If you have ever applied for credit, the lender reviewing your application most likely pulled your credit report and credit score. What makes up a credit report and why could credit scores be different across lenders?
The FICO Score is the credit score used in 90% of lending decisions because it is trusted by lenders to be independent, predictive and reliable. For a quick refresher on what the FICO Score is and isn’t (for example, the FICO Score doesn’t access or store a consumer’s credit data), please take a look at the short video below.