How are Credit Reports and Credit Scores Created? (Video)

Joanne Gaskin is Vice President of Scores and Analytics at FICO. Ms. Gaskin is responsible for the FICO Scores Mortgage and Capital Markets practice which encompasses setting the strategic direction of FICO’s analytic solutions and partnerships serving mortgage and capital market participants. In her role, Ms. Gaskin works globally in partnership with financial institutions, regulatory agencies and industry stakeholders with a focus on making better credit decisions to drive growth, profitability and customer satisfaction. She is driven by the positive impact that FICO makes on the lives of consumers by working collaboratively with the financial services industry.

With more than 25 years in financial services, Joanne has led analytic and product development efforts to address some of the most critical topics impacting financial services which has led to several patents being awarded for new analytic methodologies.

Joanne is frequently quoted in the WSJ and other financial press on credit related topics and launched the FICO Score A Better Future program in 2018. Prior to joining FICO, Ms. Gaskin founded and served as President and CEO of Auto Club Trust, and Executive Vice President with Michigan National Bank.