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  • Fraud and Security Survey: How Do Attitudes Differ by Gender? Fraud and Security Survey: How Do Attitudes Differ by Gender?
    Fraud and Security Survey: How Do Attitudes Differ by Gender?
    October 26, 2018
    Fraud Protection & Compliance

    Our recent fraud and security survey of 2,000 US adults allowed us to look at the data by different demographic factors. In an earlier post I wrote about how fraud and security issues differ by age group. In this post I’m looking at the impact gender has on how people view fraud and security online and the tolerance they have for how their banking providers manage it.…

    Sarah Rutherford by Sarah Rutherford
  • Identity Verification for Telcos: Are Selfies Enough? Identity Verification for Telcos: Are Selfies Enough?
    Identity Verification for Telcos: Are Selfies Enough?
    May 07, 2020
    Fraud Protection & Compliance

    The transition to digital methods of identity verification and validation during the onboarding process has been accelerated by the spread of COVID-19 and the subsequent restrictions in non-essential travel. Here in the UK, the Financial Conduct Authority (FCA) wrote to the industry on 31st March, providing guidance on a relaxation and some flexibility to obligatio…

    Mel Prescott by Mel Prescott
  • Customer Identity Management: Can You Meet Digital Demands? Customer Identity Management: Can You Meet Digital Demands?
    Customer Identity Management: Can You Meet Digital Demands?
    September 25, 2020
    Fraud Protection & Compliance

    Trust goes both ways – particularly when it comes to customer identity management, and especially in the banking sector. We set out to find out whether banks are in-step with their customers when it comes to how they ensure that those opening accounts are who they say they are, and that people accessing existing accounts are the legitimate account holders. To find…

    Sarah Rutherford by Sarah Rutherford
  • Optimization Boosts Česká Spořitelna Portfolio Profit 26% Optimization Boosts Česká Spořitelna Portfolio Profit 26%
    Optimization Boosts Česká Spořitelna Portfolio Profit 26%
    December 02, 2015
    Decision Management

    Optimization – the use of analytics to derive the best strategies for reaching particular goals – can have dramatic effects on the success of decision strategies. For an example, look no further than Česká Spořitelna, the largest bank in the Czech Republic. The bank increased portfolio profit on pre-approved loans by 26%, and new sales by 29%, by developing optimized…

    FICO by FICO
  • Spotlight Your Success in the FICO Decisions Awards Spotlight Your Success in the FICO Decisions Awards
    Spotlight Your Success in the FICO Decisions Awards
    July 14, 2016
    Decision Management

    Is your company seeing great success using analytics and decision management? We're looking for success stories for the 2016 FICO Decisions Awards. These awards honor our clients' strategic wins, use of best practices and innovative deployments of technology. Awards will be presented in six categories: Analytic Excellence, Customer Onboarding and Management, Debt Ma…

    FICO by FICO
  • Analytics in Action: Yarra Valley Water and Application Processing Analytics in Action: Yarra Valley Water and Application Processing
    Analytics in Action: Yarra Valley Water and Application Processing
    December 22, 2016
    Customer Development

    As 2016 draws to a close, I am grateful for the many, many ingenious ways customers use FICO® products to solve business problems. Clearly, FICO World 2016 was a bonanza of an opportunity for me to learn exactly how. Customers traveled to our event, held last April in Washington, DC, from all over the world. The folks from Yarra Valley Water, in Melbourne, Australia,…

    Scott Zoldi by Scott Zoldi
  • Where — and Why — EFL Alternative Credit Scores Work Where — and Why — EFL Alternative Credit Scores Work
    Where — and Why — EFL Alternative Credit Scores Work
    October 05, 2017
    Scoring Solutions

    This is a guest post from Jared Miller, CEO of FICO scoring partner EFL Global. Now that EFL has partnered with FICO to sell our alternative credit scores, we get a lot of questions from FICO’s clients. In this and the next few blog posts, I am going to address the most common ones. Does EFL’s Psychometric Scoring Work Across Countries, Cultures and Population Segm…

    FICO by FICO
  • Why UK Fintech Evergreen Chose FICO Decision Modeler Why UK Fintech Evergreen Chose FICO Decision Modeler
    Why UK Fintech Evergreen Chose FICO Decision Modeler
    March 06, 2019
    Customer Development

    Evergreen Finance London Ltd, a leading UK fintech that operates as MoneyBoat.co.uk, have recently selected FICO technology and analytics to automate lending decisions. Evergreen have purchased FICO® Decision Modeler in the cloud, part of the FICO® Decision Management Suite, which will execute Evergreen’s credit evaluation strategies. Three bespoke analytic model…

    FICO by FICO
  • Fair Pricing with Price Optimisation Fair Pricing with Price Optimisation
    Fair Pricing with Price Optimisation
    November 28, 2018
    Decision Management

    Pricing fairness is coming under a higher degree of regulatory scrutiny in the UK than ever before. The UK government announced on 4th November 2018 that it is launching an investigation into personalized pricing practices in online retail, following growing concerns that vulnerable consumers are at risk of price discrimination through the use of ecommerce technologie…

    Verity Lavender by Verity Lavender
  • Worldpay Transforms Merchant Onboarding with FICO Platform Worldpay Transforms Merchant Onboarding with FICO Platform
    Worldpay Transforms Merchant Onboarding with FICO Platform
    May 08, 2019
    Customer Development

    Worldpay, Inc., a leading payments technology company, has achieved significant results by creating a centralized underwriting management solution on the FICO® Decision Management Platform (DMP). Through use of the FICO Decision Management Platform (DMP) and FICO Application Studio (FASt), the company has been able to increase automated merchant approval rates for the…

    FICO by FICO
  • FICO a Finalist in Car Finance Awards for Work with Volvo FICO a Finalist in Car Finance Awards for Work with Volvo
    FICO a Finalist in Car Finance Awards for Work with Volvo
    August 05, 2021
    Customer Development

    Volvo Cars has used the cloud-hosted FICO® Platform to digitize and accelerate the customer onboarding process for its new vehicle subscription service, Care by Volvo. By automating the process, Volvo has cut the credit check process on applicants from three days down to seconds. Now FICO has been named a finalist in Credit Strategy’s Car Finance Awards as Best Te…

    Nikhil Behl by Nikhil Behl