Customer Engagement Ask Me Anything on AI: Highlights of My First Reddit AMA
“I’m Scott Zoldi and I’ve authored 95 patents on AI, machine learning and various analytic techniques. I’m Chief Analytics Officer of FICO. Ask me Anything.*
Tag Archives: Machine Learning
Fraud & Security Adaptive Analytics Help EnterCard Cut Fraud Loss Rate 60%
As one of the first companies to use the FICO Falcon Platform's machine-learning adaptive analytics capability, EnterCard is able to rapidly respond to shifts in fraud patterns.
Risk & Compliance FICO Score Research: Explainable AI for Credit Scoring
FICO Scores R&D has empirically investigated potential benefits and risks associated with using some of the latest AI and machine learning approaches for credit scoring.
Analytics & Optimization Deep Dive: How to Make “Black Box” Neural Networks Explainable
Neural networks are a powerful form of machine learning, but their black box nature often defies explainability. We have found a solution to this problem.
Analytics & Optimization Top 5 Analytics Posts for 2018: Optimization, AI and More
As advanced analytics permeated nearly every industry in 2018, FICO’s thought leaders continued to push it into new areas. Here were the top 5 posts in the Analytics & Optimization category last year.
Fraud & Security Top 5 Fraud & Security Posts 2018: AI and Machine Learning
The tremendous interest in AI and machine learning drove the readership on the Fraud & Security blog in 2018. Here are the five posts with the most views.
Fraud & Security Fraud Analytics for Open Banking: Multi-Layered Self-Calibrating Models
Regarding fraud analytics for open banking, where historical data is not yet available and the evolution of open banking in terms of adoption is still unclear, unsupervised machine learning can be a strong weapon for fighting financial crime events.
Analytics & Optimization Analytics Predictions 2019: Machine Learning & Data Efficiency
Adopting machine learning to enhance not just the accuracy of models but also drive efficiency is critical to amplify a key asset - the analytic team – and stay competitive.
Risk & Compliance Two Ways to Prevent Money Laundering Scandals
The directives are clear for all EU entities, and the lack of compliance in the recent Baltics case has hurt the bank's share price and reputation.
Fraud & Security Fraud Analytics for Open Banking: Behavioral Profiling
Behavioral profiling approaches are extremely important in tackling fraud that happens when banks share financial data with third parties through application programming interfaces.