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Reengineering Card Profitability

Real strategies to diagnose portfolio performance, rebuild revenues and reduce losses


For card issuers, it's a fight for profitability

Record delinquencies, debit and prepay cards that replace credit card usage, recessionary stress and new regulations are damaging credit card profitability. Issuers are reevaluating every aspect of their card operation, business models, credit policies and strategies, in order to hold onto portfolio profitability.