FICO Machine Learning Yields Rapid Time to Value (TTV) and Uncovers New Risk Predictors

Client: Country division of a large multi-national bank

Challenge: Demonstrate the value of the massive quantities of detailed transactional data the bank had amassed but not yet used in credit risk modeling

Solution: A service engagement with FICO’s Global Analytics team to leverage machine learning and predictive modeling to distill insights from the data and determine how best to monetize

Results: Large and ongoing ROI (29:1 after 6 months), and significant predictive lift over bank’s current origination score, especially for key customer segments