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South America bank overhauls originations with decision rules and model translation tools

Leveraging the FICO® Decision Management Platform to develop an enterprise decision system

Estudo de caso

Os bancos especializados em produtos de empréstimo pessoal entendem que é essencial ter um processo de originação rápido e eficaz. Esse grande banco sul-americano estava operando com um processo de originação manual há anos. As it continued to grow, the bank realized it needed an automated process leveraging analytics in order to gain the speed and flexibility required for meeting aggressive application goals. This case study illustrates how the bank leveraged the FICO®Decision Management Platform to overhaul its originations process across three portfolios in order to increase revenue and market share, as well as automate internal processes.