BMO Strengthens Portfolio Decisions with FICO® Scores

BMO leverages the FICO® Score and FICO’s Decision Management Platform to strengthen portfolio decisions, adapt to shifting economic conditions, and communicate performance with clarity. Through collaboration with FICO, BMO enhances risk differentiation, accelerates innovation, and helps customers make real financial progress.

• BMO relies on the industry-standard FICO® Score to monitor portfolio performance and communicate credit health across every level of the bank.
• Using FICO’s Decision Management Platform, BMO can quickly adjust strategies as consumer behavior and economic conditions evolve.
• FICO’s data insights and guidance on score drift help BMO stay aligned with industry benchmarks and maintain lender confidence.
• The collaboration accelerates innovation, improves risk differentiation, and enhances the customer experience.
• Together, BMO and FICO are helping customers achieve lasting financial progress through consistent, transparent credit decisions.