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Alternative Lending for Consumers: Three Keys to Sustaining Explosive Growth

Resumo executivo

Driven by the convergence of two sweeping trends — the rise of the Millennial generation, and consumers’ broad need to seek convenient sources of cash — today’s lending landscape is host to a rapid proliferation of alternative lenders: 

  • Digital wallets 
  • Debt consolidators 
  • Direct lenders 
  • Marketplace or peer-to-peer (p2p) lenders 
  • And many more to come, as innovative new business models emerge 

Collectively, these alternative lenders claim a significant and quickly growing piece of the worldwide consumer debt market, which stands at more than US$ 12 trillion in the US alone.