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Managing Persistent Debt, Static Delinquency, and IFRS 9

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Managing Persistent Debt, Static Delinquency, and IFRS 9

When we look at how card issuers are dealing with three key factors — the performance of delinquent credit card portfolios, the actions on the persistent debt cohort, and the operation

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Following our brief about static delinquencies and other delinquency trends, I have had several conversations that lead me to wonder how holistically we are looking to solve some of the more challenging credit management issues. Here are my concerns.