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FICO® Score 10 T for Mortgage Servicers

Strengthen mortgage servicing portfolios, boost returns, reduce risk, and more accurately assess cash flow using tended data to improve forecasting.

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Fact Sheet

Enhance mortgage servicing portfolios with a data driven approach to credit scoring leveraging the predictive power of FICO® Score 10 T. Gain deeper insights into borrower behavior with trended data to improve credit decisions when valuing your servicing portfolios. Optimize profitability and loan loss reserves with advanced analytics to more accurately assess cash flow projections and reduce delinquencies by up to 17% at a ~680 cutoff compared to prior FICO® Score versions. 

  • Improve returns, reduce credit risk, increase efficiency and more accurately assess cash flow projections
  • Enhance portfolio valuations precision and make more  informed decisions on retaining or releasing mortgage servicing rights.
  • Gain valuable insight into borrower credit behavior with trended data to better forecast delinquencies, prepayments, and charge-offs.
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