with a better browsing experience; allow us to assess, monitor, and improve the website’s
performance; and enable our partners to advertise to you. You may disable the cookies by changing
the settings in your browser, and you may tell us not to share your cookie data with third parties.
FICO®Scores are the most widely used credit scores—according to a recent CEB TowerGroup analyst report, FICO®Scores are used in over 90% of U.S. lending decisions.1 Every year, lenders access billions of FICO®Scores to help them understand people's credit risk and make better-informed lending decisions. By providing lenders with a fast, reliable and objective measure of credit risk, FICO®Scores have made the lending process faster and fairer—helping millions of people get access to the credit they deserve.
Your FICO®Scores are a vital part of your credit health. They can influence your credit and loan approvals and what terms and interest rates you qualify for. Because FICO®Scores are the credit scores most widely used in lending decisions, viewing your FICO®Scores can help you get a better understanding of how lenders will evaluate your credit risk when you apply for a loan or credit.